620 23rd St NE, Black Eagle, MT, 59414
About This Home
Charming Home on a Rare Double Lot! Welcome home to this charming 1,386 sq ft bungalow, built in 1910 and full of character. Situated on a rare double-sized lot, this is the only home on the block, offering exceptional privacy and plenty of room to enjoy. The main floor features two comfortable bedrooms, while the unfinished basement includes a roughed-in bedroom, providing an excellent opportunity to expand your living space and build instant equity. Step outside to a fully fenced backyard with convenient alley access and a covered patio- perfect for entertaining, relaxing, gardening, or creating your dream outdoor retreat. Off-street parking is available on the right side of the home, with plenty of space for additional vehicles, recreational toys, or future improvements. Major updates provide peace of mind, including a new roof, windows, and gutters completed within the last five years, plus a new water heater installed in January 2026. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this unique property offers charm, privacy, valuable updates, and endless potential. Come see for yourself and discover everything this one-of-a-kind property has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Poured
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom2
- Level: Main
Bedroom3
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
Heating
- Heating features: Forced Air
Interior Area
- Total interior livable area: 1,044 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Living Room
- Level: Main
Primary Bathroom
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 02313931319130000
- Zoning description: 1
- Special condition: Standard
Features
- Patio & porch: Covered,Patio
- Fencing: Back Yard,Chain Link
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 1
- Parking features: Additional Parking,Alley Access,On Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Hail
- Inland Flooding
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Cascade County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance | $108 | $1,296 |
| Property Taxes | $82 | $984 |
| Electricity | $151 | $1,812 |
| Total | $1,554 | $18,648 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $240,000 |
View on Zillow