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549 De Mott Avenue, Baldwin, NY, 11510

3beds
2baths
1,661sqft
$849,000
$511price/sqft
$6,091/moest. monthly cost
$243,640/yrincome needed

About This Home

Welcome to 549 De Mott Avenue in North Baldwin — where timeless charm meets spacious living. Bluestone steps lead you into a stunning entry foyer that immediately sets the tone for this beautifully maintained home. Inside, you’ll find a spacious kitchen featuring a center island, granite countertops, and plenty of room to gather and entertain. Character and warmth shine throughout with elegant arched doorways and beautiful parquet hardwood floors. The home offers 3 generously sized bedrooms, a welcoming family room, and a sun-filled living room anchored by a cozy wood-burning fireplace. One of the standout features is the expansive sunroom, flooded with natural light and offering the perfect space to relax year-round while overlooking the backyard of your dreams. Situated on an oversized lot with 6-zone in-ground sprinklers, the outdoor space offers endless possibilities for entertaining, play, or peaceful enjoyment. Additional highlights include a full finished basement with a separate entrance, providing exceptional flexibility for recreation, guests, work-from-home space, or extended living.

Getting Around

55
WalkingSomewhat Walkable
28
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

7/10
Lenox Elementary SchoolGrades K-50.3 mi
5/10
Baldwin Middle SchoolGrades 6-83.0 mi
9/10

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Kitchen Island,Recessed Lighting,Storage
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,868
  • Total interior livable area: 1,661 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Third

Property

Details

  • Parcel number: 2089362330002220
  • Special condition: None

Features

  • Fencing: Vinyl

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$308$3,696
Property Taxes $1,216$14,592
Electricity $274$3,293
Total$6,091$73,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,834/yr
40% on housing$182,730/yr
45% on housing$162,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 11510$405
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11510$427
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$849,000
2003-01-22Sold$340,000

For Sale by Agent

AgentJennie R. Katz
BrokerageBlue Island Homes NY LLC

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