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266 E Chester Street, Valley Stream, NY, 11580

2beds
2baths
1,086sqft
$699,000
$644price/sqft
$4,975/moest. monthly cost
$199,000/yrincome needed

About This Home

Welcome to 266 E Chester Street, a charming single-family home in the heart of Valley Stream. This well-maintained residence offers comfortable living space with bright interiors, a functional layout, and a spacious backyard perfect for entertaining or relaxing. Conveniently located near parks, schools, shopping, restaurants, public transportation, and major roadways, this home offers the perfect combination of comfort and convenience. Don't miss this wonderful opportunity to make it your own!

Getting Around

53
WalkingSomewhat Walkable
40
TransitSome Transit
56
BikeBikeable

Schools

Construction

Condition

  • Year built: 1936

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Gas Oven,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom1

  • Level: Second

Bathroom2

  • Level: Basement

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Formal Dining,Granite Counters
  • Flooring: Carpet,Hardwood,Tile
  • Attic: None

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,086
  • Total interior livable area: 1,086 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2035370430001140
  • Special condition: None

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$194$2,328
Property Taxes $1,001$12,012
Electricity $246$2,954
Total$4,975$59,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,571/yr
40% on housing$149,250/yr
45% on housing$132,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$644This listing

vs Other Active Listings

Avg $/sqft

ZIP 11580$497
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11580$519
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$699,000

For Sale by Agent

AgentRosa J. Adrubal
BrokerageSemiral Realty Inc

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