See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

81 Midwood Street, Valley Stream, NY, 11580

4beds
2baths
1,467sqft
$799,000
$545price/sqft
$5,653/moest. monthly cost
$226,120/yrincome needed

About This Home

Charming brick Cape featuring 4 bedrooms and 1.5 baths, ideally situated on a beautiful residential street. The inviting living room boasts a warm wood-burning fireplace, while the updated kitchen is equipped with stainless steel appliances. An enclosed porch offers the perfect space to relax year round. The home also includes a full basement with outside entrance. Step outside to a magnificent backyard designed for entertaining.....this is one you won't want to miss!

Getting Around

76
WalkingVery Walkable
58
TransitGood Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 1937

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Oven,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Granite Counters
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,467
  • Total interior livable area: 1,467 sqft

Property

Details

  • Parcel number: 2035370810000070
  • Special condition: None

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$222$2,664
Property Taxes $1,145$13,740
Electricity $246$2,954
Total$5,653$67,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,817/yr
40% on housing$169,590/yr
45% on housing$150,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$545This listing

vs Other Active Listings

Avg $/sqft

ZIP 11580$496
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11580$519
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$799,000
2016-09-27Sold$440,000
2016-05-26Sold$450

For Sale by Agent

AgentMaryanne Hargadon
BrokerageDouglas Elliman Real Estate

Similar Homes