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283 S Manchester Rd, Great falls, MT, 59404

3beds
2baths
1,322sqft
$430,000
$325price/sqft
$2,548/moest. monthly cost
$101,920/yrincome needed

About This Home

Over 20 acres on the unique Horseshoe lake, just a short drive from the electric city, Great Falls MT. This property offers an incredible opportunity for those ready to roll up their sleeves and create something special. The 3-bedroom, 2-bath home is ready for updates and improvements, making it an ideal project for investors, renovators, or buyers looking to build equity. With solid bones and a functional layout, there’s plenty of potential to reimagine the space and bring your vision to life. Outside, you’ll find a spacious 30’ x 35’ shop—perfect for storing equipment, lake toys, tools, or tackling your next project. The expansive backyard and open acreage provide ample room for horses, livestock, gardens, or simply enjoying wide-open Montana living. Take in sweeping lake and countryside views while enjoying the privacy and space this property provides. With some TLC and imagination, this could become a stunning lakeside homestead—an opportunity to invest in land, lifestyle, and long-term potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
West Elementary SchoolGrades PK-65.0 mi
5/10
North Middle SchoolGrades 7-86.8 mi
5/10
C M Russell High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 1,322 sqft

Property

Details

  • Parcel number: 02301402102010000
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront
  • Waterbody name: Horseshoe Lake

Lot

  • Lot size: 22.59 Acres
  • Features: Level,Pasture

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Lightning
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Cascade County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance $208$2,496
Property Taxes $15$180
Electricity $151$1,812
Total$2,548$30,576

Income You'd Need if You Spent...

35% on housing$87,360/yr
40% on housing$76,440/yr
45% on housing$67,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 59404$176
Cascade County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 59404$189
Cascade County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$395,000
2026-03-01Listed for sale$450,000

For Sale by Agent

AgentTara Halmes
BrokerageLegacy Realty of Montana

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