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25 Gold Street, Valley Stream, NY, 11580

4beds
3baths
1,530sqft
$850,000
$556price/sqft
$6,005/moest. monthly cost
$240,200/yrincome needed

About This Home

Welcome to this charming 2-family Cape Cod home perfectly situated in the heart of Valley Stream! Boasting excellent income potential, this property is ideal for an investor looking to maximize their portfolio or an owner-occupant seeking additional rental revenue to supplement their mortgage. The home features a versatile layout, a spacious backyard, and plenty of natural light throughout. Located in a highly convenient neighborhood with easy access to public transportation, shopping, dining, parks, and major highways. Don't miss this fantastic opportunity to own a multi-family property in a prime Long Island location!

Getting Around

66
WalkingSomewhat Walkable
62
TransitGood Transit
43
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1943

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,624
  • Total interior livable area: 1,530 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 2035373940005470
  • Special condition: None

Lot

  • Lot size: 5,025 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$237$2,844
Property Taxes $1,218$14,616
Electricity $252$3,034
Total$6,005$72,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,885/yr
40% on housing$180,150/yr
45% on housing$160,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$556This listing

vs Other Active Listings

Avg $/sqft

ZIP 11580$495
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11580$519
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$850,000
2022-06-26Listing removed--
2022-06-24Price change$2,600
2022-06-22Listed for rent$2,800
2022-04-02Listing removed--
2016-03-09Listing removed$249,000
2015-05-27Listed for sale$249,000
2005-09-26Sold$477,000
2004-04-16Sold$384,000
1998-07-17Sold$200,000

For Sale by Agent

AgentCarl H. Dalencourt
BrokerageDream America Homes

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