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40 Shadow Ln, Cascade, MT, 59421

2beds
1baths
974sqft
$550,000
$565price/sqft
$3,444/moest. monthly cost
$137,760/yrincome needed

About This Home

Come find a charming AND heavily upgraded AND remodeled log cabin with soaring ceilings, walls of windows, a custom stone fireplace and other stone features throughout the home and exterior. Take in mountain and territorial views from any of the 4 separate parcels equaling 106 acres! You'll love the expansive, brand NEW deck, with railing, off the living room and the tranquility of being nestled in the mountains. The property offers an undeveloped spring and it clips a creek at the base of one of the parcels. This is off the grid (no electricity) so rely on the NEW generator, inverter, batteries and solar panels and the NEWLY replaced electrical. Plumbing has all been replaced. Newer septic. Water is hauled to the new 1000 gallon cistern with pumps and additional smaller tanks included with the sale. NEW water pump provides 60 PSI water to the cabin. Gas lines run to the cabin for heating, cooking and to heat the instant water tank. All inside walls have been replaced with handsome new tongue and groove wood. The kitchen sink, bathroom sink, toilet and shower tub are all NEW. Cabin has NEW subfloor. Interior insulation replaced. NEW windows in kitchen and main living spaces. Trees have been trimmed. Much of the lighting is NEW, to include fans. Sellers have enjoyed it as a hunting and fishing retreat, due to its close proximity to the Dearborn and the Missouri River, near Craig. With four separate parcels, it offers a new buyer a rare opportunity to build multiple homes on adjacent lots. What a perfect compound setting! Sellers have invested so much into improving this cabin: the roof and the decking has been replaced, two new wood stoves added to the main level and loft, including flue cleaning and ember covers, for safety, stairs have been refinished, doors replaced, appliances added, log exterior sealed, additional parking added and driveway slop improved. Cabin is on two levels with 3/4 bath, upstairs sleeping loft and an enclosed kitchen. Cabin would benefit from some TLC but it has great "bones" and could be a real show place or retain it as rustic part-time retreat. Cell service spotty. Most locals using Starlink internet. Roads are rough, but accessible year-round with proper vehicle. Covenants appear to have expired, but buyers should verify to their own satisfaction.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Cascade SchoolGrades PK-511.4 mi
9/10
Cascade 7-8Grades 6-811.4 mi
8/10
Cascade High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Fireplace
  • Flooring: Hardwood,Other
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 974

Heating & Cooling

  • Heating features: Stove,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 974
  • Total interior livable area: 974 sqft

Kitchen

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 0003735725
  • Zoning description: None/Unknown
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 106.77 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Wildfire
Lightning

FEMA Declared Disasters in Cascade County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $315$3,780
Property Taxes $197$2,364
Electricity $151$1,812
Total$3,444$41,328

Income You'd Need if You Spent...

35% on housing$118,080/yr
40% on housing$103,320/yr
45% on housing$91,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$565This listing

vs Other Active Listings

Avg $/sqft

ZIP 59421$254
Cascade County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 59421$210
Cascade County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$499,000
2026-07-13Listed for sale$550,000
2024-02-28Sold--
2023-09-21Listed for sale$499,000
2023-08-30Listing removed--
2023-08-09Listed for sale$499,000
2008-07-02Listing removed$149,900
2008-04-10Listed for sale$149,900

For Sale by Agent

AgentLynn Kenyon
BrokerageLive in Montana Real Estate

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