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10 James Street, East Rockaway, NY, 11518

2beds
1baths
950sqft
$699,000
$736price/sqft
$5,070/moest. monthly cost
$202,800/yrincome needed

About This Home

Welcome to 10 James Street in East Rockaway — a beautifully renovated FEMA-compliant raised waterfront home offering the ultimate South Shore lifestyle. Set on one of the largest lots within this exclusive three-block waterfront enclave, this updated 2-bedroom, 1-full-bath home combines modern improvements, exceptional boating access, and outdoor living at its finest. Situated on a deep-water canal with direct access to the bay and ocean beaches, this property is a true boater’s paradise featuring floating docks with accommodations for up to 3 boat slips, just minutes from the gas dock and bait/tackle station. Fully renovated and updated, improvements include the roof, insulation, plumbing, electric, and heating systems, providing peace of mind and move-in-ready convenience. The raised FEMA-compliant design offers tremendous storage space below, along with a 2-car garage and additional off-street driveway parking for up to 3 vehicles. Enjoy breathtaking water views from the beautiful second-story deck, or entertain in the expansive backyard with plenty of room to relax and enjoy waterfront living. Ideally located within walking distance to waterfront restaurants, parks, golf course, dog park, and boat ramp. Just minutes to Bay Park, the LIRR, shopping, and some of Nassau County’s best beaches. If waterfront living and the boating lifestyle are on your checklist, 10 James Street checks every box. *Boat lift pictured in photos is not included in sale of home; but lease arrangements can be made.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 1928

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Granite Counters,Open Kitchen
  • Attic: None

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Property

Details

  • Parcel number: 2089420910000040
  • Special condition: None

Features

  • On waterfront: Yes
  • Waterfront features: Bulkhead,Canal Access,Canal Front

Lot

  • Lot size: 4,000 sqft

Parking

  • Total spaces: 3
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$289$3,468
Property Taxes $1,001$12,012
Electricity $246$2,954
Total$5,070$60,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,828/yr
40% on housing$152,100/yr
45% on housing$135,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$736This listing

vs Other Active Listings

Avg $/sqft

ZIP 11518$386
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11518$433
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$729,000
1998-02-03Sold$147,000

For Sale by Agent

AgentAnn Marie Nicholas-Myles
BrokerageSerhant East End LLC

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