332 2nd Ave S, Belt, MT, 59412
About This Home
Belt, Montana. Twelve miles from Sluice Boxes State Park, the Little Belt Mountains, and some of the best fishing and hunting in Central Montana. Belt Creek runs through town. Travelers are actively looking for authentic small-town Montana base camps — and there aren't enough places to stay. This 1-bed, 1-bath ranch sits on a city lot with alley access, metal roof, public water, and all utilities connected. The bones are solid. The price reflects the work it needs. Rehab it, furnish it, list it short-term — or hold it as a long-term rental in a town with virtually zero rental inventory. At $135,000 you're not buying a finished product. You're buying a position in a location that outdoor travelers are already seeking out. Cash or conventional. Bring your numbers and let's talk.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom1
- Level: Main
Bedroom1
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
Heating & Cooling
- Heating features: Propane
- Cooling features: Window Unit(s)
Interior Area
- Total interior livable area: 743 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 02289526106210000
- Zoning description: 1
- Special condition: Standard
Features
- Stories: 1
- Patio & porch: Enclosed
- Exterior features: Propane Tank - Leased
- Fencing: Other
- Has view: Yes
- View description: Residential
Lot
- Lot size: 4,704 sqft
Parking
- Parking features: Alley Access
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Lightning
- Wildfire
- Hail
- Landslide
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Cascade County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $551 | $6,612 |
| Home Insurance | $47 | $564 |
| Property Taxes | $41 | $492 |
| Electricity | $151 | $1,812 |
| Total | $790 | $9,480 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $109,000 |
| 2026-06-08 | Price change | $135,000 |
| 2026-05-19 | Listed for sale | $165,000 |
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