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24 Sun Mountain Dr, Monarch, MT, 59463

2beds
1baths
1,724sqft
$425,000
$247price/sqft
$2,944/moest. monthly cost
$117,760/yrincome needed

About This Home

Escape to this impeccably maintained 2004-built cabin nestled just outside the charming community of Monarch. This property is surrounded by stunning mountain scenery and endless outdoor recreation. Step inside to a warm and inviting living space highlighted by a cozy wood-burning stove, vaulted ceilings, and abundant natural light. The main level features two comfortable bedrooms and a well-appointed kitchen and living area designed for gathering and relaxation. Above, you’ll find two spacious lofts, ideal for additional sleeping areas, home offices, or creative spaces. Enjoy breathtaking views from the expansive large deck, perfect for entertaining guests or enjoying coffee. Outside, the property includes a 2-car garage plus a work shed, offering plenty of room for tools, toys, and storage for all your adventures. Whether you’re looking for a year-round home, vacation getaway, or investment property, this cabin delivers the peaceful mountain lifestyle you’ve been dreaming of.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Belt SchoolGrades PK-622.4 mi
10/10
Belt 7-8Grades 7-822.4 mi
10/10
Belt High SchoolGrades 9-1222.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Propane,Wall Furnace

Interior Area

  • Total interior livable area: 1,724 sqft

Property

Details

  • Parcel number: 02245610401090000
  • Zoning description: 9
  • Special condition: Standard

Lot

  • Lot size: 0.69 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Lightning
Wildfire
Hail
Landslide
Strong Wind

FEMA Declared Disasters in Cascade County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance $527$6,324
Property Taxes $117$1,404
Electricity $151$1,812
Total$2,944$35,328

Income You'd Need if You Spent...

35% on housing$100,937/yr
40% on housing$88,320/yr
45% on housing$78,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 59463$143
Cascade County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 59463$208
Cascade County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$435,000
2026-04-16Price change$445,000
2025-11-27Listed for sale$450,000
2019-05-22Listing removed$150,000
2019-05-02Pending sale$150,000
2019-05-02Listed for sale$150,000
2015-12-15Sold--

For Sale by Agent

AgentBrenna Adkins
BrokerageDahlquist Realtors

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