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15 Captains Rd, Valley Stream, NY, 11581

3beds
3baths
2,550sqft
$1,339,000
$525price/sqft
$9,591/moest. monthly cost
$383,640/yrincome needed

About This Home

Renovated Split Level home located on a quiet street facing the creek. Providing waterfront views. East/West Exposure. Original 4 bedrroms converted to 3 bedrooms. Entry foyer leading to a family room with wood burning fireplace. French doors to the backyard patio. Spacious living room with 2 skylites and cathedral ceilings. Open kitchen dining room combination. Subzero fridge, Wolf gas stove, Miele dishwasher. Granite counter tops. Breakfast nook overlooking a backyard with waterviews and apple tree. Master bedroom with a large walkin closet, in suite bathroom with double sinks, free standing tub, bidet, shower. Two more separate bedrooms. Many closets. Heated tile flooring. Wood flooring. Tankless water heater. Central AC. 2 car attached garage with plenty of street parking. Unfinished 1/2 basement. SD 14. Schedule your private showing. Text/call 718 930 5544

Getting Around

17
WalkingCar-Dependent
39
TransitSome Transit
0
BikeNot Bike Friendly

Schools

8/10
Ogden Elementary SchoolGrades 2-50.3 mi
8/10
Woodmere Middle SchoolGrades 6-80.4 mi
8/10

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant,Wall,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,550 sqft

Property

Details

  • Parcel number: 39583000002

Features

  • Exterior features: Other
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 6,500 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,770$81,240
Home Insurance *$481$5,772
Property Taxes $1,919$23,028
Electricity $421$5,056
Total$9,591$115,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$328,834/yr
40% on housing$287,730/yr
45% on housing$255,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$525This listing

vs Other Active Listings

Avg $/sqft

ZIP 11581$1,328
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11581$497
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Listed for sale$1,339,000
2025-11-14Listing removed--
2025-08-16Price change$1,339,000
2025-07-15Listed for sale$1,350,000
2014-08-27Sold$550,000
2014-05-25Price change$569,000
2014-04-18Price change$599,000
2014-03-28Listed for sale$579,000

For Sale by Owner

AgentProperty Owner

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