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1545 S 7th St W, Missoula, MT, 59801

2beds
2baths
1,116sqft
$497,000
$445price/sqft
$3,069/moest. monthly cost
$122,760/yrincome needed

About This Home

Welcome home to this 2 bedroom 1 bath home with separate ADU that has a bath as well. This charming bungalow offers warm inviting spaces and thoughtful updates creating the perfect place to call home. Abundant natural light fills the open living areas, while the beautifully remodeled kitchen flows seamlessly into the living room, creating an ideal space for everyday living and entertaining. Step outside and enjoy your own private retreat featuring a spacious deck, welcoming front porch, and beautifully landscaped gardens surrounding a stunning flagstone patio and walkway accented with river rock. Whether you're hosting summer barbecues, gardening, or simply relaxing outdoors, these inviting spaces offer something for everyone. The property also features a non-conforming accessory dwelling unit (ADU), offering exceptional flexibility for guests, a home office, creative studio, or other potential uses. Recent improvements throughout the home include a beautifully remodeled kitchen, an open-concept living area, fresh interior paint, freshly painted exterior trim, remodeled bedrooms, updated fixtures, and numerous thoughtful enhancements that make this home truly move-in ready. Conveniently located near the city bus line, shopping, restaurants, parks, and downtown, this charming bungalow offers the perfect blend of comfort, character, and convenience. Don't miss the opportunity to own this warm, light-filled home with beautiful indoor and outdoor living spaces in an exceptional location.

Getting Around

66
WalkingSomewhat Walkable
39
TransitSome Transit
98
BikeBiker's Paradise

Schools

5/10
Franklin SchoolGrades PK-50.4 mi
5/10
Porter Middle SchoolGrades 6-81.3 mi
6/10
Hellgate High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Poured
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total interior livable area: 1,116 sqft

Property

Details

  • Parcel number: 04220029192130000
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 6,490 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,513$30,156
Home Insurance $126$1,512
Property Taxes $279$3,348
Electricity $151$1,812
Total$3,069$36,828

Income You'd Need if You Spent...

35% on housing$105,222/yr
40% on housing$92,070/yr
45% on housing$81,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$445This listing

vs Other Active Listings

Avg $/sqft

ZIP 59801$233
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59801$309
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$497,000
2015-03-23Sold--
2015-02-01Price change$175,000
2014-12-17Price change$180,000
2014-11-05Price change$185,000
2010-11-28Listed for sale$189,900
2008-06-12Listing removed$184,900
2008-02-23Price change$184,900
2008-02-01Listed for sale$189,900

For Sale by Agent

AgentMichelle Machek
BrokerageKeller Williams Western MT

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