3186 Ocean Harbor Drive, Oceanside, NY, 11572
About This Home
Welcome to this beautifully updated and meticulously maintained waterfront Hi-Ranch with private docking and direct water access—an exceptional opportunity for boating enthusiasts and those seeking a true waterfront lifestyle. The home offers approximately 2,000+ square feet of living space, 4 bedrooms, 2.5 baths, and an attached 2-car garage, all thoughtfully designed across two spacious levels. The main level showcases an open-concept living and dining area with gleaming hardwood floors, abundant natural light, and an updated eat-in kitchen featuring custom cabinetry, stone countertops, stainless steel appliances, skylights, vaulted ceilings, and French doors leading to an expansive waterfront deck. From here, enjoy panoramic water views while entertaining or relaxing outdoors. The lower level offers exceptional flexibility with a spacious family room centered around a brick fireplace, an additional bedroom, powder room, laundry room, and direct access to the oversized 2-car garage—ideal for guests, extended family, or a private home office. Step outside to your own backyard retreat featuring multiple levels of decking, an above-ground pool, generous entertaining areas, and a private dock tucked away in the corner of the property, creating its own secluded waterfront oasis. Whether you're launching your boat, kayaking at sunrise, or simply relaxing by the water, this private setting offers the perfect blend of tranquility and recreation. This is a rare opportunity to own a move-in ready waterfront home that perfectly combines comfort, style, and the boating lifestyle. From the beautifully updated interior to the expansive outdoor living spaces and private dock nestled in its own waterfront oasis, every detail has been designed to make the most of this exceptional waterfront setting.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Hi Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Range,Microwave,Oven,Refrigerator
- Laundry features: Washer/Dryer Hookup,Gas Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Open Floorplan,Open Kitchen
- Flooring: Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Attic: Full
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2,138
- Total interior livable area: 2,114 sqft
Property
Details
- Parcel number: 2089432190000350
- Special condition: None
Features
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck
- Fencing: Back Yard,Vinyl
- On waterfront: Yes
- Waterfront features: Bulkhead
Lot
- Lot size: 7,119 sqft
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,000 | $60,000 |
| Home Insurance * | $381 | $4,572 |
| Property Taxes | $1,417 | $17,004 |
| Electricity | $349 | $4,192 |
| Total | $7,147 | $85,764 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $989,000 |
| 2011-09-13 | Listing removed | $599,000 |
| 2011-06-18 | Listed for sale | $599,000 |
| 2011-04-12 | Listing removed | $599,000 |
| 2011-02-13 | Listed for sale | $599,000 |
| 2010-12-05 | Listing removed | $629,000 |
| 2010-11-04 | Listed for sale | $629,000 |
| 1998-07-15 | Sold | $270,000 |
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