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36 Elaine Drive, Oceanside, NY, 11572

5beds
3baths
1,963sqft
$850,000
$433price/sqft
$6,168/moest. monthly cost
$246,720/yrincome needed

About This Home

This Custom Built High Ranch, named Lanai High Ranch, for it's unique 3rd level Primary Suite. Complete with vaulted ceilings, walk in closets and full bath. The main level entryway, has a Formal Living room, which flows right into the Formal Dining Room and Eat in kitchen. Adjacent to that ,are your Secondary Primary Bedroom, with jack and jill Full Bathroom and main Hallway entry. The floor is accompanied by 2 additional generous Bedrooms. The lower level is like another apartment, consisting of your Den/ Family Room, additional Bedroom/ Office, a large utility and laundry facility and Full Bath. This level goes on forever, complete with Ceramic floor Tiling. The bonus is an OSE w/ Sunroom. 200 Amp service. Taxes are currently being grieved, with an estimated reduction of $4,400.

Getting Around

67
WalkingSomewhat Walkable
31
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

7/10
School 8Grades 1-60.5 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hi Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Formal Dining,Primary Bathroom,Walk-In Closet(s)
  • Attic: Finished,Full,Pull Stairs

Heating & Cooling

  • Heating features: Electric,Forced Air,Hot Air,Natural Gas
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 1,963
  • Total interior livable area: 1,963 sqft

Property

Details

  • Parcel number: 2089433920000170
  • Special condition: In Foreclosure,Short Sale,Third Party Approval

Features

  • Levels: Tri-Level

Lot

  • Lot size: 7,000 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,On Street,Open
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Winter Weather
Hurricane
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$328$3,936
Property Taxes $1,218$14,616
Electricity $324$3,892
Total$6,168$74,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,474/yr
40% on housing$185,040/yr
45% on housing$164,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$433This listing

vs Other Active Listings

Avg $/sqft

ZIP 11572$414
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11572$466
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2005-08-29Sold$625,000

Unknown Listed By

AgentMichael J. Soury
BrokerageCentury 21 Realty Specialists

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