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610 Michigan Ave, Missoula, MT, 59802

5beds
1baths
2,495sqft
$450,000
$180price/sqft
$2,801/moest. monthly cost
$112,040/yrincome needed

About This Home

Situated in the heart of East Missoula, this 0.33-acre parcel spans 3 city lots and is zoned Live-Make (LM) mixed-use, intended to support a mix of residential uses combined with small-scale commercial or light industrial activities. Located just one block from MT Highway 200 and situated on a well-maintained residential street, the property enjoys a prime location only a block from the school and park, making it an attractive opportunity for builders, investors, and developers. The property is being sold AS-IS and needs work. Buyers should review the Owner's Property Disclosure, available in the associated documents, prior to scheduling a showing. The home was originally constructed in 1950 by a family member and has expanded over the years, resulting in a 2,495-square-foot living space over two levels. Public record has it recorded as a 5-bedroom, 1-bathroom home. The front is enclosed with a chain link fence and has ample off-street parking. In the rear, the detached 23’ x 19’garage with power offers a versatile space for a workshop, storage, or future development needs. According to public records, a city sewer stub is available in the alley; however, the home is currently served by a functioning private septic system and is currently occupied. Also listed as Land/Lots MLS#30073610

Getting Around

22
WalkingCar-Dependent
22
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

9/10
8/10
Washington Middle SchoolGrades 6-83.5 mi
6/10
Hellgate High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 2,495 sqft

Property

Details

  • Parcel number: 04220024133010000
  • Zoning description: Live-Make (LM)
  • Special condition: Standard

Features

  • Fencing: Chain Link,Wood

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Alley Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Avalanche
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $134$1,608
Property Taxes $221$2,652
Electricity $171$2,055
Total$2,801$33,612

Income You'd Need if You Spent...

35% on housing$96,034/yr
40% on housing$84,030/yr
45% on housing$74,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 59802$219
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59802$326
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$440,000
2026-06-23Listed for sale$450,000

For Sale by Agent

AgentJulie McLennan
BrokerageInk Realty Group

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