See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

527 S 2nd St W, Missoula, MT, 59801

2beds
1baths
1,416sqft
$464,500
$328price/sqft
$2,885/moest. monthly cost
$115,400/yrincome needed

About This Home

Welcome to 527 S 2nd Street W, where opportunity meets one of Missoula's most sought-after neighborhoods. Whether you're dreaming of restoring and expanding a classic home or exploring the property's exceptional development potential, this is a rare chance to create something truly special in the heart of the city. The existing home offers approximately 840 square feet on the main level, with an additional approximately 576 square feet in the basement, providing valuable space to renovate, reimagine, or grow into over time. Whether you envision a thoughtfully updated residence, an expanded floor plan, or a custom design tailored to your lifestyle, this property is ready for your ideas to take shape. The real story, however, is the location. Imagine starting your mornings with a stroll to the Clark Fork River, grabbing fresh produce and local favorites at the Missoula Farmers Market, catching a PaddleHeads baseball game on a summer evening, or meeting friends for coffee, dinner, or live music downtown, all just minutes from your front door. Enjoy nearby parks, river trails, breweries, restaurants, and the vibrant energy that makes this part of Missoula such a desirable place to call home. This neighborhood offers the convenience of having many of Missoula's most popular destinations within easy reach while maintaining the character and charm that have made it a longtime favorite. Whether you're looking for an active outdoor lifestyle, a walkable urban setting, or simply a place where you can put down roots and create lasting memories, this location delivers. Properties with this combination of location, flexibility, and future potential don't come along often. Bring your vision, explore the possibilities, and discover the opportunity to create a home that reflects your style in one of Missoula's most iconic neighborhoods.

Getting Around

86
WalkingVery Walkable
50
TransitGood Transit
99
BikeBiker's Paradise

Schools

8/10
Paxson SchoolGrades PK-50.9 mi
8/10
Washington Middle SchoolGrades 6-81.2 mi
6/10
Hellgate High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 576

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total interior livable area: 1,416 sqft

Property

Details

  • Parcel number: 04220021431070000
  • Zoning: Residential
  • Zoning description: U-R4
  • Special condition: Standard

Features

  • Patio & porch: Front Porch
  • Has view: Yes
  • View description: Residential

Lot

  • Lot size: 6,490 sqft
  • Features: Front Yard,Level

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Alley Access
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Earthquake
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,348$28,176
Home Insurance $118$1,416
Property Taxes $268$3,216
Electricity $151$1,812
Total$2,885$34,620

Income You'd Need if You Spent...

35% on housing$98,914/yr
40% on housing$86,550/yr
45% on housing$76,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 59801$233
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59801$309
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$464,500
2015-06-26Sold--
2015-05-23Pending sale$199,000
2015-05-19Price change$199,000
2015-04-22Price change$219,000
2015-03-19Listed for sale$239,000

For Sale by Agent

AgentDeana Ross
BrokerageERA Lambros Real Estate Missoula

Similar Homes