12505 Ottomar Ln, Lolo, MT, 59847
About This Home
Welcome to your slice of Montana living at 12505 Ottomar Lane. This charming single-level home sits on 2 fully fenced and cross-fenced acres that are platted separately, offering the perfect blend of comfort, functionality, and room to roam. With the added bonus of a water right for each lot and potential for future development on the undeveloped lot. This one is hard to pass up! Inside, you’ll find a thoughtfully laid-out 3-bedroom, 1.5-bath floor plan designed for easy living. The home features an additional cozy entry off the attached 1-car garage, perfect for kicking off boots after a long day and flows seamlessly into the kitchen and main living spaces. A sliding glass door opens to the back patio, creating an effortless indoor-outdoor connection ideal for entertaining or simply enjoying Montana’s wide-open skies. Step outside to a spacious backyard with endless potential whether you envision a garden, outdoor entertaining space, or just room to relax. Equestrian enthusiasts will appreciate the fully fenced and cross-fenced setup, offering excellent functionality for horses or other animals. The approximately 800 sq ft storage barn adds even more versatility for equipment, hobbies, or additional storage. With its peaceful setting, usable acreage, and practical amenities, this property delivers the rural lifestyle you’ve been looking for, just minutes from town.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1967
Materials
- Foundation: Poured
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
Interior Area
- Total interior livable area: 1,464 sqft
Property
Details
- Parcel number: 04209235407070000
- Zoning description: UZ
- Special condition: Standard
Features
- Stories: 1
Lot
- Lot size: 2 Acres
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance | $194 | $2,328 |
| Property Taxes | $342 | $4,104 |
| Electricity | $151 | $1,812 |
| Total | $3,847 | $46,164 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $650,000 |
| 2025-10-16 | Listing removed | $619,000 |
| 2025-06-19 | Price change | $619,000 |
| 2024-11-16 | Price change | $625,000 |
| 2024-10-19 | Listed for sale | $725,000 |
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