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116 Spruce Street, Massapequa Park, NY, 11762

3beds
2baths
1,313sqft
$699,000
$532price/sqft
$4,981/moest. monthly cost
$199,240/yrincome needed

About This Home

Welcome to 116 Spruce Street in the heart of Massapequa Park. This charming home features 3 bedrooms, 2 full bathrooms, an updated kitchen with granite countertops, stainless steel appliances, gas cooking, and a breakfast bar that flows seamlessly into the dining area, along with an oversized first-floor primary bedroom. Hardwood floors, a bay window, and recessed lighting add warmth and character throughout the home. Sliding glass doors lead to a beautiful backyard with a patio, perfect for relaxing or entertaining. A full basement, attic, and 1-car garage provide abundant storage and endless possibilities. Ideally located just moments from shopping, restaurants, the train station, and the preserve, this home offers the perfect combination of charm, location, and opportunity. Additional highlights include gas heat, an updated 200-amp electrical panel, an updated hot water heater, low taxes, and a 60x100 lot. Pool and shed are being conveyed as gifts.

Getting Around

32
WalkingCar-Dependent
16
TransitMinimal Transit
55
BikeBikeable

Schools

4/10
--
Mhs Ames CampusGrades 90.8 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,Chefs Kitchen,Eat-in Kitchen,Formal Dining,Granite Counters,Marble Counters,Primary Bathroom,Master Downstairs
  • Door features: ENERGY STAR Qualified Doors
  • Attic: Full

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,313
  • Total interior livable area: 1,313 sqft

Property

Details

  • Parcel number: 2417483980015630
  • Special condition: None

Lot

  • Lot size: 6,000 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$200$2,400
Property Taxes $1,001$12,012
Electricity $246$2,954
Total$4,981$59,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,777/yr
40% on housing$149,430/yr
45% on housing$132,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$532This listing

vs Other Active Listings

Avg $/sqft

ZIP 11762$483
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11762$468
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$699,000
2026-07-27Price change$699,000
2026-07-06Listed for sale$725,000
2011-10-27Sold$100,000

For Sale by Agent

AgentPaige R. Chirco
BrokerageDouglas Elliman Real Estate

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