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54 Oak Street, Farmingdale, NY, 11735

3beds
1baths
1,050sqft
$650,000
$619price/sqft
$4,653/moest. monthly cost
$186,120/yrincome needed

About This Home

Welcome to this beautiful ranch nestled on a quiet dead end street. Featuring new 9.5-inch engineered wood plank flooring throughout, this home offers a warm and inviting layout with an eat-in kitchen, spacious living and dining area, 3 bedrooms, and 2 full bathrooms. The full finished basement with a separate walk-out entrance provides additional living space and endless possibilities. Set on a private lot in a fenced in backyard, this home combines comfort, functionality, and convenience.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
Howitt SchoolGrades 6-80.6 mi
7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1959

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,In Basement,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,Eat-in Kitchen
  • Flooring: Other
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Ducts,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Property

Details

  • Parcel number: 2489491470000220
  • Special condition: None

Features

  • Fencing: Back Yard

Lot

  • Lot size: 5,323 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$190$2,280
Property Taxes $931$11,172
Electricity $246$2,954
Total$4,653$55,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,531/yr
40% on housing$139,590/yr
45% on housing$124,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$619This listing

vs Other Active Listings

Avg $/sqft

ZIP 11735$447
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11735$495
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$650,000
2026-06-24Listed for sale$729,000
2022-04-11Sold$250,000
2021-12-29Listing removed--
2021-11-23Listed for rent$2,500
2021-09-26Listing removed--
2021-09-05Listed for rent$2,000

For Sale by Agent

AgentAlanna Buz
BrokerageDouglas Elliman Real Estate

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