




1231 Eaton St, Missoula, MT, 59801
About This Home
Opportunity awaits investors or home buyers seeking supplemental income with this versatile 5-bedroom, 2-bath home offering 2,112 sq. ft., two separate upper and lower living spaces(See MLS #30075055) and designated parking for each unit—an ideal opportunity for owner-occupants, multi-generational living, rental income potential, or a buyer wanting a spacious home and functional floor plan. The main floor features a refreshed 3-bedroom, 1-bath layout with a bright and spacious living room highlighted by a large picture window. The generous eat-in kitchen includes dining area overlooking the covered back patio and private, mature fenced backyard. The spacious yard has established gardens, fruit trees, and plenty of room for entertaining. The finished lower level includes 2 bedrooms, 1 bath, a separate rear entrance, dedicated covered parking, and currently serves as a non-conforming apartment. With a full kitchen, welcoming living and dining space, egress windows, and access to the shared laundry, utility, and storage room, it offers flexibility for rental income, guests, or extended living arrangements. This adorable centrally located home is only a block from Franklin Park, a few blocks from Franklin Elementary School, and convenient to everything Missoula has to offer. Don’t miss out on this rare opportunity!
Getting Around
Schools
Construction
Condition
- Property condition: See Remarks
- Year built: 1974
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Mid-Century Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Freezer,Range,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedroom1
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Main Level Primary
- Finished area below ground: 700
Heating
- Heating features: Forced Air,Gas,Wall Furnace
Interior Area
- Total interior livable area: 2,112 sqft
Property
Details
- Parcel number: 04220029232250000
- Zoning description: 3
- Special condition: Standard
Features
- Patio & porch: Covered,Patio
- Exterior features: Garden,Rain Gutters
- Fencing: Back Yard
- Topography of land: Level
Lot
- Lot size: 7,492 sqft
- Features: Back Yard,Front Yard,Level
Parking
- Total spaces: 2
- Parking features: Additional Parking
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,629 | $31,548 |
| Home Insurance | $132 | $1,584 |
| Property Taxes | $308 | $3,696 |
| Electricity | $151 | $1,812 |
| Total | $3,220 | $38,640 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $520,000 |
| 2026-01-21 | Listing removed | $2,000 |
| 2025-12-27 | Listed for rent | $2,000 |
| 2019-08-22 | Sold | -- |
| 2019-08-15 | Pending sale | $285,000 |
| 2019-06-28 | Price change | $285,000 |
| 2019-04-11 | Listed for sale | $279,900 |
| 2019-01-31 | Listing removed | $1,295 |
| 2018-12-23 | Price change | $1,295 |
| 2018-12-15 | Listing removed | $279,900 |
| 2018-12-13 | Listed for sale | $279,900 |
| 2018-12-11 | Listed for rent | $1,475 |
| 2018-11-30 | Sold | -- |
| 2018-10-05 | Listed for sale | $245,000 |
| 2004-05-07 | Sold | -- |
| 2003-07-02 | Sold | -- |
