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123 Smith Street, Roosevelt, NY, 11575

3beds
3baths
1,557sqft
$572,999
$368price/sqft
$4,166/moest. monthly cost
$166,640/yrincome needed

About This Home

3 Bedroom 2 Bath Short Sale Awaiting Bank Approval

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
Washington Rose SchoolGrades PK-60.7 mi
2/10
Roosevelt Middle SchoolGrades 7-80.6 mi
3/10
Roosevelt High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1947

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom
  • Attic: Partial

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,557
  • Total interior livable area: 1,557 sqft

Property

Details

  • Parcel number: 2089503110000270
  • Special condition: In Foreclosure,Short Sale

Lot

  • Lot size: 5,600 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,897$34,764
Home Insurance *$191$2,292
Property Taxes $821$9,852
Electricity $257$3,087
Total$4,166$49,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,834/yr
40% on housing$124,980/yr
45% on housing$111,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 11575$396
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11575$375
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2021-07-11Listing removed--
2020-09-04Pending sale$450,000
2020-09-03Listed for sale$450,000
1996-01-30Sold$116,000

Unknown Listed By

AgentWilliam Dennis
BrokerageGlobalized Realty Group

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