428 Jefferson St, Missoula, MT, 59802
About This Home
Located in the heart of downtown Missoula, this beautiful historic home, built in the 1880s, has been lovingly updated. The interior boasts a tasteful blend of modern design and old-world charm, creating a cozy and inviting atmosphere. The fully equipped kitchen features new appliances and a gorgeous tiled floor. The primary bedroom on the main level has a large full ensuite bathroom and 2 bedrooms upstairs, with an additional full bathroom on the main level. With a great flow, the living room leads into the kitchen and onto a dining area- perfect for entertaining. Step outside to the backyard oasis, where you can fire up the brick chimney and enjoy a relaxing day on the patio or share stories under the starlit Montana sky. Original hardwood flooring, new mini-splits for heat and AC, some new LVP, and gorgeous tiles in the bathroom and the kitchen. Fully fenced backyard and off-street parking. You'll love the quiet neighborhood and the convenience of being just steps away from downtown's vibrant shops, restaurants, and entertainment, and within walking distance of many hikes and the Clark Fork River Trail. one block ot the farmers markets, Black coffee and tons on resturants and the lovely clark fork River trail and hike the L-
Getting Around
Very Walkable
Good Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1880
Materials
- Foundation: Other,Stone
- Roof: Composition
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
Heating
- Heating features: Ductless,Fireplace(s)
Interior Area
- Total interior livable area: 1,123 sqft
Property
Details
- Parcel number: 04220022243160000
- Zoning description: 1
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Patio
- Fencing: Back Yard
- Has view: Yes
Lot
- Lot size: 4,181 sqft
- Features: Back Yard,Front Yard,Landscaped,Views
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Ice Storm
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance | $186 | $2,232 |
| Property Taxes | $337 | $4,044 |
| Electricity | $151 | $1,812 |
| Total | $3,834 | $46,008 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $625,000 |
| 2021-10-01 | Sold | -- |
| 2021-01-19 | Listing removed | -- |
| 2021-01-07 | Pending sale | $394,900 |
| 2021-01-05 | Listed for sale | $394,900 |
| 2016-05-20 | Sold | -- |
| 2016-03-07 | Listed for sale | $295,000 |
View on Zillow