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9995 Obrien Creek Rd, Missoula, MT, 59804

5beds
3baths
5,499sqft
$2,395,000
$436price/sqft
$14,496/moest. monthly cost
$579,840/yrincome needed

About This Home

Welcome to a truly rare opportunity. This home offers a lifestyle you simply cant find this close to town. Nestled on approximately 7.5 private acres with scenic stretches of O'Brien Creek meandering through the property, this stunning country estate is just 15 minutes from downtown Missoula and the University of Montana. This beautifully updated ranch-style home offers approximately 4200 sq ft of thoughtfully designed living space, 4 generous bedrooms, 3.5 bath, and a gourmet kitchen ideal for both entertaining and daily living. Originally built in 1992 by John Cusker Construction, the home was renovated in 2010 by Mostad Construction. Enhancements included a new front porch, rockwork, landscaping, underground sprinklers, modern lighting and paver patio with a water feature, gas fire pit, pergola, and hot tub. Year round enjoyment

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
3
BikeSomewhat Bikeable

Schools

6/10
Target Range SchoolGrades PK-62.7 mi
9/10
Target Range 7-8Grades 7-82.7 mi
3/10
Big Sky High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Poured

Other

  • Builder name: Jon Cusker

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air,Ductless

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,300

Interior Area

  • Total interior livable area: 5,499 sqft

Property

Details

  • Parcel number: 04219928103040000
  • Zoning description: 1
  • Special condition: Standard
  • Horse amenities: Tack Room

Features

  • Levels: Two,Multi/Split
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Perimeter,Wood,Wire
  • On waterfront: Yes
  • Waterfront features: Creek,Waterfront
  • Waterbody name: O'Brien Creek

Lot

  • Lot size: 7.50 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Wildfire
Avalanche
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,110$145,320
Home Insurance $589$7,068
Property Taxes $1,420$17,040
Electricity $377$4,531
Total$14,496$173,952

Income You'd Need if You Spent...

35% on housing$497,005/yr
40% on housing$434,880/yr
45% on housing$386,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$436This listing

vs Other Active Listings

Avg $/sqft

ZIP 59804$325
Missoula County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 59804$374
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$2,395,000
2025-09-04Price change$2,500,000
2025-06-27Listed for sale$2,800,000

For Sale by Agent

AgentMichael J Wamsley
BrokerageWamsley Realty

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