854 Terra Lane, Bellmore, NY, 11710
About This Home
Beautiful open floor plan 4 bedroom 3 Bath full rear dormered cape on quiet Cul-De-Sac. Finished basement with Egress window, rear entrance and ductless AC unit boasts great rental potential bringing living space to 2,000 square feet. The house has hardwood floors throughout, central air conditioning, sprinkler system, radiant heat in kitchen, laundry room with private office space. Four car driveway with attached heated garage with entry to house and backyard. Property is 10,773 with parklike backyard and no neighbors to rear of property. Over 600 square feet of deck with a 19 ft. X 12ft. Retractable Awning . 200 AMP electrical service with generator lock-out.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Concrete Perimeter
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Electric Cooktop,Electric Oven,ENERGY STAR Qualified Appliances,Exhaust Fan,Microwave,Oven,Refrigerator,Oil Water Heater
- Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,In Basement,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full,Storage Space,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Master Downstairs,Recessed Lighting,Soaking Tub,Walk Through Kitchen
- Window features: Blinds,Double Pane Windows,Insulated Windows,Screens
- Flooring: Ceramic Tile,Hardwood
- Attic: Dormer
Heating & Cooling
- Heating features: Baseboard,Hot Water,Radiant,Radiant Floor
- Cooling features: Attic Fan,Central Air,Ductless,ENERGY STAR Qualified Equipment
Interior Area
- Total structure area: 1,358
- Total interior livable area: 1,358 sqft
Property
Details
- Parcel number: 2089510770002130
- Special condition: None
Features
- Levels: Two
- Patio & porch: Deck,Porch
- Exterior features: Awning(s),Fire Pit,Garden,Gas Grill,Mailbox,Rain Gutters
- Fencing: Back Yard,Fenced,Front Yard,Full,Vinyl
Lot
- Lot size: 10,773 sqft
- Features: Back Yard,Cleared,Cul-De-Sac,Front Yard,Garden,Landscaped,Level,Near Public Transit,Near School,Near Shops,Private,Sprinklers In Front,Sprinklers In Rear
- Lot size dimensions: 173 x 62
Parking
- Total spaces: 4
- Parking features: Driveway,Garage,Garage Door Opener,Heated Garage,On Street,Oversized,Private
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $290 | $3,480 |
| Property Taxes | $1,288 | $15,456 |
| Electricity | $246 | $2,954 |
| Total | $6,369 | $76,428 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-28 | Listed for sale | $899,000 |
| 1998-08-31 | Sold | $220,000 |
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