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16886 Willow Ridge Trl, Fort Wayne, IN, 46845

5beds
4baths
3,771sqft
$529,900
$141price/sqft
$3,572/moest. monthly cost
$142,880/yrincome needed

About This Home

OPEN HOUSE TODAY from 1-3pm!!INGROUND POOL only 3 years old, surrounded by wide 5' deck! Massive finished basement, and five bedrooms! Beautifully maintained 7-year old, 5 BR 3.5 BA home in the highly sought after Carroll High School district. Many family features grace this property at an unbeatable location off Cedar Canyon Road. Neighborhood connects to the popular Pufferbelly Trail, offering convenient access to walking, running, and biking! This Granite Ridge home was designed for modern living with top of the line amenities. You’ll love the large 22’ x 6’ covered front porch! Inside you’ll find a spacious open concept featuring a large kitchen with updated quartz countertops in 2025!. Stainless steel appliances, a walk-in pantry, and a generous island for gathering, opening up into the main living area. Kitchen also features D&B Schmucker soft close cabinets! Natural light fills the main room and also boasts a gas fireplace for those warm cozy evenings. The main floor master bedroom suite offers convenience of one level living, stand-up shower, bathtub, and double vanity sink. Upstairs, three bedrooms each include double closets and built-in window seats. The massive finished basement provides endless options for entertaining, including a fifth bedroom and full bath. This home is equipped with some smart home features including, but not limited to, a Reolink security system that remains in the home. Don't miss this chance to make it yours, schedule a showing today!

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
Carroll Middle SchoolGrades 6-83.0 mi
9/10
Carroll High SchoolGrades PK,9-123.7 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Dehumidifier,Gas Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Dryer Hook Up Gas/Elec

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Area: 99

Features

  • Bookcases,Ceiling Fan(s),Walk-In Closet(s),Kitchen Island,Pantry,Stand Up Shower,Main Level Bedroom Suite
  • Window features: Window Treatments
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,288
  • Finished area above ground: 2,483

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 3,985
  • Total interior livable area: 3,771 sqft

Kitchen

  • Area: 270

Living Room

  • Area: 270

Office

  • Area: 110

Property

Details

  • Parcel number: 020208328002.000058
  • Other equipment: Pool Equipment,Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Porch Covered
  • Fencing: Vinyl

Lot

  • Lot size: 0.26 Acres
  • Features: Level,Sloped,Near Walking Trail
  • Lot size dimensions: 140' x 80'

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$208$2,496
Property Taxes $340$4,080
Electricity $345$4,148
Total$3,572$42,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,468/yr
40% on housing$107,160/yr
45% on housing$95,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 46845$173
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46845$157
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$560,000
2025-12-08Listing removed$560,000
2025-09-03Listed for sale$560,000

For Sale by Agent

AgentBrian T. Miller
BrokerageRE/MAX Results

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