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16493 Chilton Cv, Huntertown, IN, 46748

4beds
3baths
2,240sqft
$649,900
$290price/sqft
$4,120/moest. monthly cost
$164,800/yrincome needed

About This Home

OPEN HOUSE Sunday, July 26th from 1:00-3:00pm // Quality built by Timberlin Homes, this thoughtfully designed 2021-built, 4-bedroom, 2.5-bath villa in The Quarry offers refined living spaces inside and out. Situated on a quiet cul-de-sac, the home combines privacy with convenient access to major commuting routes and the Pufferbelly Trail, located just around the corner. From the moment you arrive, the immaculate landscaping sets the tone for the quality found throughout. The open-concept living area is highlighted by soaring cathedral and beamed ceilings, expansive floor-to-ceiling windows that fill the home with natural light, and a striking white fireplace with custom built-ins that anchors the great room. The kitchen blends style and function with a large center island, gas range, stainless steel appliances, and subtle design touches, including an integrated wine display and an oversized walk-in pantry hidden in plain sight. Just beyond the kitchen, the covered outdoor living area creates a seamless extension of the home, featuring a custom brick fireplace, built-in grill, cathedral ceiling, and an additional open patio. The primary suite features a distinctive wood ceiling detail, a tiled walk-in shower, double vanity, and generous walk-in closet. Thoughtful design continues with a laundry room that is conveniently accessible from both the mudroom and the primary suite's walk-in closet. The split-bedroom floor plan offers privacy for the primary suite while providing three additional bedrooms for family or guests. Offering the perfect balance of modern design and everyday functionality, this exceptional villa combines quality craftsmanship with low-maintenance living in one of Fort Wayne's most desirable communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10
Carroll High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl Siding,Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Gas Range,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Dryer Hook Up Gas/Elec,Sink,Main Level,Washer Hookup

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 168

Features

  • 1st Bdrm En Suite,Sound System,Bookcases,Ceiling-9+,Cathedral Ceiling(s),Tray Ceiling(s),Ceiling Fan(s),Beamed Ceilings,Walk-In Closet(s),Crown Molding,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Split Br Floor Plan,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Custom Cabinetry
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log,Vented
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,240

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 320

Property

Details

  • Parcel number: 020209380019.000058

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch Covered
  • Exterior features: Fire Pit

Lot

  • Features: Cul-De-Sac,Level,City/Town/Suburb,Near Walking Trail,Landscaped
  • Lot size dimensions: 61x140x129x148

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$242$2,904
Property Taxes $387$4,644
Electricity $205$2,464
Total$4,120$49,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,257/yr
40% on housing$123,600/yr
45% on housing$109,866/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 46748$192
Allen County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46748$208
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Price change$649,900
2021-07-28Pending sale$549,900
2021-06-14Listed for sale$549,900

For Sale by Agent

AgentJames Reecer
BrokerageKeller Williams Realty Group

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