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8686 Morgan Dr, Fishers, IN, 46038

3beds
4baths
3,624sqft
$825,000
$228price/sqft
$5,747/moest. monthly cost
$229,880/yrincome needed

About This Home

Experience the allure of South Village of Nickel Plate, a vibrant community located just one block from Downtown Fishers and the dynamic Nickel Plate District, which boasts an ever-growing array of Restaurants, Shops, Arts, and Entertainment, as well as a Saturday Morning Farmers market during warmer months. The Nickel Plate Trail is steps from your Front Door, with the Cheeney Creek Trail also nearby. This home showcases a magnificent open-concept design, perfect for entertaining. The Great Room is anchored by a warm gas Fireplace, and oversized Slider Doors seamlessly connect the Kitchen and Dining area to a private side Patio, enhancing the Indoor-Outdoor lifestyle. The Kitchen features abundant Countertop and Cabinet space, a large Center Island, and an oversized, custom-designed Wall unit for additional storage and serving. The Patio is equipped with a built-in Grill, and the private side Yard is secured with six-foot Fences on both ends, each with a Gate allowing easy access front and rear. Retreat to the large Primary Suite, complete with a deluxe Bath, Tiled Walk-in Shower, dual Vanities, and a custom Walk-In Closet. The Basement already includes a finished third full Bathroom, leaving the rest of the space ready for your personal finishing touches. Additionally, the new Fishers Event Center and the many restaurants of the Fishers District Culinary District are just a five-minute drive away. This property truly offers the ideal combination of luxury, comfort, and unparalleled location.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

8/10
Fishers Elementary SchoolGrades PK-40.2 mi
7/10
Riverside Jr HighGrades 7-82.5 mi
10/10
Fishers High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Cement Siding

Other

  • Builder name: Gradison

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,Disposal,Gas Water Heater,Exhaust Fan,Microwave,Oven,Refrigerator,Tankless Water Heater,Washer,Wine Cooler
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Egress Window(s),Partially Finished

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12 X 11

Bedroom3

  • Level: Upper
  • Area: 120
  • Dimensions: 12 X 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Features

  • Attic Access,Double Vanity,Breakfast Bar,Kitchen Island,Hardwood Floors,Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 624

Great Room

  • Level: Main
  • Area: 378
  • Dimensions: 21 X 18

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,624
  • Total interior livable area: 3,624 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 66
  • Dimensions: 11 X 06

Master Bedroom

  • Level: Upper
  • Area: 224
  • Dimensions: 16 X 14

Property

Details

  • Parcel number: 291401203035000006
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Fencing: Fenced,Privacy,Gate

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$397$4,764
Property Taxes $847$10,164
Electricity $332$3,986
Total$5,747$68,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,040/yr
40% on housing$172,410/yr
45% on housing$153,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 46038$163
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46038$171
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$850,000
2026-03-11Listed for sale$875,000

For Sale by Agent

AgentPaul Bates
BrokerageF.C. Tucker Company

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