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262 N Cedar Street, Massapequa, NY, 11758

4beds
1baths
1,116sqft
$699,999
$627price/sqft
$5,007/moest. monthly cost
$200,280/yrincome needed

About This Home

Charming Cape on a landscaped corner lot in North Massapequa. Covered front porch, spacious living room, Kitchen with large dining area, four bedrooms plus flexible upstairs space. Lower level offers additional room for recreation or storage. Fenced yard with deck, mature plantings, and attached garage. Convenient to parks, shopping, and parkways. Sold as-is.

Getting Around

50
WalkingSomewhat Walkable
13
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

5/10
6/10
Plainedge Middle SchoolGrades 6-81.9 mi
9/10

Construction

Condition

  • Year built: 1954

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath
  • Attic: Full,Pull Stairs,Unfinished

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,116
  • Total interior livable area: 1,116 sqft

Property

Details

  • Parcel number: 2489520580000320
  • Special condition: None

Features

  • Patio & porch: Deck

Lot

  • Lot size: 7,000 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$219$2,628
Property Taxes $1,003$12,036
Electricity $246$2,954
Total$5,007$60,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,668/yr
40% on housing$150,210/yr
45% on housing$133,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$627This listing

vs Other Active Listings

Avg $/sqft

ZIP 11758$490
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11758$478
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$680,000
2026-07-29Price change$699,999
2026-07-13Listed for sale$735,000

For Sale by Agent

AgentCraig May
BrokerageHedgestone Homes LLC

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