513 Toole Ave, Missoula, MT, 59802
About This Home
Charming early 1900s home just minutes from downtown Missoula, offering the perfect blend of timeless character and modern updates. This inviting single-level residence features 3 bedrooms and 1 beautifully updated bath, along with a full basement providing excellent storage or future living space potential. Inside, you’ll find classic details that capture the home’s original charm—an intricately carved wood fireplace, vintage built-ins, and unique early 1900s closets—paired seamlessly with a fully renovated kitchen and bath for today’s lifestyle. Natural light fills the home, creating a warm and welcoming atmosphere throughout. Situated on a spacious lot with fenced yard, the property includes a detached garage accessed from the alley and additional parking in front, air conditioning for year-round comfort, and a well-maintained stucco exterior topped with a durable metal roof. A neighborhood park just a few homes away adds to the appeal, while the close proximity to downtown Missoula, dining, shopping, and the hospital makes daily living incredibly convenient. Enjoy the best of Montana living with easy access to world-class fishing, nearby ski areas, and endless hiking trails—all just a short drive from your front door. Well cared for and full of character, this home is ready for its next chapter—offering historic charm, thoughtful updates, and an unbeatable location.
Getting Around
Very Walkable
Good Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1905
Materials
- Foundation: Poured
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Freezer,Microwave,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Fireplace
- Finished area below ground: 1,458
Heating
- Heating features: Forced Air,Gas
Interior Area
- Total interior livable area: 1,458 sqft
Property
Details
- Parcel number: 04220021146200000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Fencing: Chain Link
Lot
- Lot size: 7,797 sqft
Parking
- Total spaces: 2
- Parking features: Alley Access,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Ice Storm
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance | $156 | $1,872 |
| Property Taxes | $121 | $1,452 |
| Electricity | $151 | $1,812 |
| Total | $3,082 | $36,984 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Price change | $553,000 |
| 2026-04-12 | Listed for sale | $597,000 |
For Sale by Agent
View on Zillow