2640 Harvey Avenue, Oceanside, NY, 11572
About This Home
Spacious 4-bedroom, 2 full bath, 2 half bath Colonial offering approximately 2,876 square feet of living space on an oversized property. Built in 1967, this home features generously sized rooms throughout, including an oversized living room, formal dining room, eat-in kitchen, and large den with vaulted ceilings and a wood-burning stove. The first floor also includes a convenient laundry room with a separate shower. Radiant heat in the first-floor den, central air conditioning, and hardwood floors add to the home’s appeal. The second floor offers four exceptionally spacious bedrooms with excellent closet space. Additional features include a finished basement with outside entrance, two-car attached garage, in-ground sprinkler system, welcoming front porch, and location in Flood Zone X. An expansive floor plan and oversized rooms provide exceptional living space for everyday living and entertaining.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1967
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Oven,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Formal Dining,Primary Bathroom
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Full
Heating & Cooling
- Heating features: Hot Water,Oil
- Cooling features: Central Air
Interior Area
- Total structure area: 2,876
- Total interior livable area: 2,876 sqft
Property
Details
- Parcel number: 208954T0000830
- Special condition: None
Lot
- Lot size: 8,856 sqft
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $386 | $4,632 |
| Property Taxes | $1,433 | $17,196 |
| Electricity | $475 | $5,703 |
| Total | $7,350 | $88,200 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $999,990 |
| 2026-07-31 | Listing removed | $1,250,000 |
| 2026-07-09 | Listed for sale | $1,250,000 |
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