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2415 Gale Avenue, Baldwin, NY, 11510

4beds
1baths
1,337sqft
$625,000
$467price/sqft
$4,527/moest. monthly cost
$181,080/yrincome needed

About This Home

Amazing starter home located in prime south Baldwin location just blocks from the Long Island Railroad, Sunrise Highway, Silver Lake and Loft Estates. This home features four bedrooms, full partially finished basement with outside entrance and beautiful yard space. Make this your home.

Getting Around

89
WalkingVery Walkable
48
TransitSome Transit
56
BikeBikeable

Schools

8/10
Plaza Elementary SchoolGrades K-50.8 mi
5/10
Baldwin Middle SchoolGrades 6-81.5 mi
9/10

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Exp Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Entrance Foyer,Formal Dining
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,145
  • Total interior livable area: 1,337 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 2089541030000120
  • Special condition: None

Features

  • Levels: Two

Lot

  • Lot size: 4,620 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$226$2,712
Property Taxes $895$10,740
Electricity $246$2,954
Total$4,527$54,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,211/yr
40% on housing$135,810/yr
45% on housing$120,720/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$467This listing

vs Other Active Listings

Avg $/sqft

ZIP 11510$407
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11510$427
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$625,000

For Sale by Agent

AgentErik C. Mahler CBR
BrokerageMahler Realty

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