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189 Elizabeth Ave, Oceanside, NY, 11572

4beds
2baths
0sqft
$990,000
--price/sqft
$7,052/moest. monthly cost
$282,080/yrincome needed

About This Home

Discover this newly updated high-ranch in Oceanside, featuring 4 bedrooms and 2 bathrooms. Enjoy a brand-new 20x18 deck, perfect for relaxing with your morning coffee or unwinding after a long day. The spacious 80x100 lot is ideal for family gatherings and offers ample parking.

Getting Around

80
WalkingVery Walkable
35
TransitSome Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,565

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,565

Property

Details

  • Parcel number: 000000542.0000004060.000
  • Lease amount: 0

Features

  • Patio & porch: Deck

Lot

  • Lot size: 80 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$382$4,584
Property Taxes $1,419$17,028
Electricity $246$2,954
Total$7,052$84,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,782/yr
40% on housing$211,560/yr
45% on housing$188,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 11572$409
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11572$466
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$990,000
2025-07-02Listing removed--
2025-06-05Listed for sale$799,000
1999-08-25Sold$249,000

For Sale by Agent

AgentGerald Fink
BrokerageJerry Fink Real Estate INC

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