3451 Bay Front, Baldwin, NY, 11510
About This Home
Experience waterfront living at its finest with this stunning 3 bedroom, 2.5 bath home featuring magnificent open bay views. Just in time for summer, this property offers the ultimate coastal lifestyle with a brand new float, gangway and space to accommodate two deep water boats perfect for boating enthusiasts and ideal for swimming, fishing, kayaking or simply enjoying life on the water. Multiple decks provide the perfect setting for relaxing, entertaining, and taking in breathtaking sunrises & sunsets over the bay. Designed with both comfort and entertaining in mind, the home offers a spacious layout with seamless indoor-outdoor flow, allowing you to fully embrace the waterfront lifestyle. Bay Colony Beach Club membership is available, offering an incredible sense of community from Memorial Day through Oktoberfest. Enjoy yoga on the beach, festive gatherings, and unforgettable moments like watching the Fourth of July fireworks with neighbors and friends. If you’ve been dreaming of a home where every day feels like a getaway, this exceptional property delivers it all with low flood insurance.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1921
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Gas Cooktop,Gas Oven,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Formal Dining,Open Floorplan
- Number of fireplaces: 1
- Fireplace features: Free Standing,Gas
- Fireplace: Yes
- Attic: Full
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2,262
- Total interior livable area: 2,262 sqft
Property
Details
- Parcel number: 2089543390000200
- Special condition: None
Features
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Bayfront,Bulkhead,Waterfront
Lot
- Lot size: 7,800 sqft
- Lot size dimensions: 40 x 195
Parking
- Parking features: Driveway
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,000 | $60,000 |
| Home Insurance * | $358 | $4,296 |
| Property Taxes | $1,417 | $17,004 |
| Electricity | $373 | $4,485 |
| Total | $7,148 | $85,776 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $1,199,000 |
| 2026-04-16 | Listed for sale | $1,250,000 |
| 2009-12-17 | Sold | $625,000 |
| 2009-09-12 | Listing removed | $649,999 |
| 2009-07-05 | Price change | $649,999 |
| 2009-05-11 | Price change | $698,876 |
| 2009-04-26 | Listed for sale | $699,000 |
| 1998-10-27 | Sold | $337,000 |
For Sale by Agent
View on Zillow