981 McKinley Street, Baldwin, NY, 11510
About This Home
Updated Hi-Ranch In Baldwin Harbor, Features New Kitchen With Granite Counters and Stainless Steel Appliances, Gas Heat and Cooking, Large Living Room and Bedrooms, First Floor Has Been Completely Renovated, Possible Mother Daughter With Permits, Beautiful Backyard With New PVC Fence, and Paver Patio, Close Distance To The Nautical Mile!
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Hi Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- First Floor Bedroom,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Stone Counters,Storage
- Flooring: Wood
- Attic: Full
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2,040
- Total interior livable area: 2,040 sqft
Other
- Level: First
Other
- Level: Second
Property
Details
- Parcel number: 2089543880021530
- Special condition: None
Features
- Patio & porch: Patio
Lot
- Lot size: 4,500 sqft
- Features: Landscaped,Level,Near Public Transit,Near School
- Lot size dimensions: 45 x 100
Parking
- Total spaces: 1
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Ice Storm
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $289 | $3,468 |
| Property Taxes | $1,145 | $13,740 |
| Electricity | $337 | $4,045 |
| Total | $5,811 | $69,732 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-28 | Price change | $799,000 |
| 2026-06-18 | Listed for sale | $829,000 |
| 2019-11-19 | Listing removed | $340,764 |
| 2019-11-18 | Price change | $340,764 |
| 2019-11-17 | Price change | $341,182 |
| 2019-11-15 | Price change | $331,976 |
| 2019-11-11 | Price change | $331,556 |
| 2019-11-10 | Price change | $331,542 |
| 2019-11-08 | Price change | $331,595 |
| 2019-11-06 | Price change | $331,403 |
| 2019-11-04 | Price change | $331,405 |
| 2019-11-01 | Price change | $330,835 |
| 2019-10-30 | Price change | $345,135 |
| 2019-10-28 | Price change | $344,550 |
| 2019-10-26 | Price change | $345,952 |
| 2019-10-24 | Price change | $401,173 |
| 2019-10-22 | Listed for sale | -- |
| 2013-04-11 | Listing removed | $409,000 |
| 2013-03-08 | Listed for sale | $409,000 |
| 2012-12-01 | Listing removed | $409,000 |
| 2012-04-06 | Price change | $409,000 |
| 2012-01-26 | Price change | $449,000 |
| 2011-11-13 | Listed for sale | $475,000 |
| 2005-12-22 | Sold | $455,000 |
| 1996-06-21 | Sold | $192,000 |
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