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3399 Harold Street, Oceanside, NY, 11572

4beds
3baths
2,273sqft
$989,000
$435price/sqft
$7,173/moest. monthly cost
$286,920/yrincome needed

About This Home

Welcome to 3399 Harold Street — a rare opportunity to own a spacious and beautifully maintained home located in the highly desirable Tall Oaks section of Oceanside. Situated on an oversized 9,600 sq. ft. property with approximately 2,910 sq. ft. of living space, this home offers the perfect combination of space, comfort, and functionality. Features include beautiful hardwood floors, an updated kitchen and bathrooms (less than 10 years old), gas cooking, a lower-level den w/woodburning fireplace, full basement offering endless possibilities, a new roof, inground sprinklers, and an attached two-car garage. Step outside and enjoy the benefits of a large property with endless possibilities for outdoor entertaining, relaxing, play space, or creating your own backyard retreat. Tall Oaks is known for its tree-lined streets, oversized properties, and strong neighborhood appeal, making this an exceptional opportunity to own in one of Oceanside’s most sought-after residential sections. Conveniently located near parks, shopping, dining, transportation, beaches. and all that the South Shore lifestyle has to offer, 3399 Harold Street delivers the perfect combination of location, space, and long-term value.

Getting Around

25
WalkingCar-Dependent
25
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

8/10
School 3Grades 1-60.6 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1955

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Oil Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,See Remarks,Storage Space

Bathroom1

  • Level: Second

Bathroom3

  • Level: Third

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Lower

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Entrance Foyer,Granite Counters,Open Kitchen,Primary Bathroom,Recessed Lighting
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,273
  • Total interior livable area: 2,273 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 2089544440001400
  • Special condition: None

Features

  • Fencing: Partial,Vinyl

Lot

  • Lot size: 9,600 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 121 x 153

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,000$60,000
Home Insurance *$381$4,572
Property Taxes $1,417$17,004
Electricity $375$4,507
Total$7,173$86,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$245,931/yr
40% on housing$215,190/yr
45% on housing$191,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$435This listing

vs Other Active Listings

Avg $/sqft

ZIP 11572$414
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11572$466
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$989,000
2026-06-25Listed for sale$989,000

For Sale by Agent

AgentMichael L. Karlen
BrokerageSignature Premier Properties

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