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724 Grindstone Cir, Waterloo, IA, 50702

3beds
3baths
2,319sqft
$329,900
$142price/sqft
$2,572/moest. monthly cost
$102,880/yrincome needed

About This Home

Welcome to 724 Grindstone Circle—an immaculate, move-in ready condominium located in the highly desirable Prairie Meadow Estates! This turn-key home is thoughtfully designed for comfort and convenience—just bring your furniture and start enjoying life. Step inside and you’ll immediately be greeted by soaring vaulted ceilings and an open-concept layout with luxury vinyl plank flooring throughout the main level. The kitchen features abundant cabinetry, many with pull-out drawers for added functionality, sleek stainless steel appliances, and a center island with bar seating—perfect for cooking and casual gatherings. Adjacent to the kitchen, the spacious living room provides a welcoming space for entertaining or relaxing with family and friends. The primary suite is a true retreat, complete with a large walk-in closet and a private en-suite bath with a walk-in shower. Also on the main level, you’ll find a second generously sized bedroom, another full bathroom, and a convenient main floor laundry room. Head downstairs—easily accessed with a removable handicap stair assist—to find a large finished family room ideal for hosting or relaxing. The lower level also includes a third bedroom, a full bath, and a large storage area for all your extras. One of the standout features of this home is the beautiful four-seasons room, filled with windows to let in natural light year-round. It’s the perfect spot to enjoy your morning coffee or a quiet afternoon read. Just off the four-seasons room is a private deck—great for grilling or enjoying the outdoors. And for pet lovers, there’s even a fenced dog run area for your furry companions. Enjoy maintenance-free living with a low monthly condo fee of just $220 and the seller is willing to pay the first full years worth of HOA Dues, that is a $2,640 value with a full price offer. HOA covers exterior insurance, lawn care, and snow removal—no more mowing or shoveling! Located just minutes from shopping, restaurants, parks, and trails, this exceptional home offers comfort, convenience, and community. Don't miss your opportunity—schedule a private showing today with your favorite Realtor!

Getting Around

35
WalkingCar-Dependent
23
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

6/10
6/10
Hoover Middle SchoolGrades 6-81.8 mi
3/10
West High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Shingle Siding,Stone

Other

  • Builder name: Robson Homes Inc.

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Refrigerator,Gas Water Heater,Water Softener Owned
  • Laundry features: 1st Floor,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Interior Entry,Floor Drain,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Fireplace features: None
  • Finished area below ground: 790

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,319 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881311203008
  • Zoning: R-2
  • Special condition: Standard

Features

  • Patio & porch: Deck,Patio,Enclosed

Lot

  • Lot size: 4,791 sqft
  • Features: Landscaped
  • Lot size dimensions: TBD

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage,Garage Door Opener
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$279$3,348
Property Taxes $453$5,436
Electricity $172$2,075
Total$2,572$30,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,182/yr
40% on housing$77,160/yr
45% on housing$68,586/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 50702$125
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50702$112
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$329,900
2026-07-10Listing removed$335,000
2026-07-02Price change$335,000
2026-05-31Price change$339,900
2026-03-30Price change$344,900
2026-02-24Price change$349,900
2026-01-09Listed for sale$359,900
2025-12-16Listing removed$359,900
2025-11-26Price change$359,900
2025-11-02Price change$364,900
2025-10-15Listed for sale$369,000
2018-10-19Sold$219,900

For Sale by Agent

AgentJason Strelow
BrokerageBerkshire Hathaway Home Serv

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