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405 Golden Ln, Cedar Falls, IA, 50613

2beds
1baths
1,382sqft
$378,500
$274price/sqft
$2,473/moest. monthly cost
$98,920/yrincome needed

About This Home

Step inside this townhome and be amazed at the efficient use of space. The 9' ceilings and large windows really brighten up this home. The kitchen features Bertch cabinets, quartz tops, a breakfast bar, and a walk in pantry. Step out onto your maintenance free deck which is set apart by a pergola to give your home extra character. The master bathroom features two vanities, and a walk in closet. Call today for your personal tour! Selling agent is related to seller. All pictures are of a similar property and not the address listed above.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
43
BikeSomewhat Bikeable

Schools

9/10
7/10
Cedar Falls High SchoolGrades 10-121.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Other

  • Builder name: BNKD, Inc

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Gas Water Heater
  • Laundry features: 1st Floor,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Solid Surface Counters,Fiber Optic,Pantry
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,382 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891409427004
  • Zoning: PD
  • Special condition: Standard
  • Other equipment: Air Exchanger System

Features

  • Patio & porch: Deck

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 46x109

Parking

  • Total spaces: 2
  • Parking features: 2 Stall
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,913$22,956
Home Insurance *$244$2,928
Property Taxes $195$2,340
Electricity $121$1,452
Total$2,473$29,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,788/yr
40% on housing$74,190/yr
45% on housing$65,946/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$180
Black Hawk County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-10-16Listed for sale$378,500

For Sale by Agent

AgentBrian D Happel
BrokerageRE/MAX Concepts - Waverly

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