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About This Home

Welcome to this versatile 1-bedroom home with incredible potential! Offering 1,545 sq ft of living space on a shy quarter-acre lot, this property could potentially be converted to 3+ bedrooms. Enjoy a fully fenced yard with mature trees, perfect for privacy and outdoor living. The large garage includes a dedicated workspace area, and there's ample room for gardening or future expansion. Whether you're looking for a comfortable home or a smart investment, this property delivers flexibility.

Getting Around

Car-Dependent

Minimal Transit

Somewhat Bikeable

Schools

7/10

Hawthorne SchoolGrades PK-50.5 mi

5/10

Porter Middle SchoolGrades 6-81.6 mi

3/10

Big Sky High SchoolGrades 9-121.3 mi

Construction

Condition

Year built: 1960

Materials

Foundation: Poured

Type & Style

Home type: SingleFamily
Architectural style: Multi-Level,Tri-Level
Property subType: Multi Family,Single Family Residence

Interior

Appliances

Appliances included: Dishwasher,Range

Basement

Basement: None

Bedrooms & Bathrooms

Bedrooms: 1
Bathrooms: 2
Full bathrooms: 2

Features

Finished area below ground: 0

Interior Area

Total interior livable area: 1,545 sqft

Property

Details

Parcel number: 04219924408050000
Zoning description: 1
Special condition: Standard

Lot

Lot size: 0.25 Acres
Lot size dimensions: 100 x 100

Parking

Total spaces: 2
Parking features: Garage
Has garage: Yes
Attached garage spaces: 2
Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Cold WaveVery High
EarthquakeRelatively High
Ice StormRelatively High
LightningRelatively High
Winter WeatherRelatively High
Inland FloodingModerate
WildfireModerate

How This Home’s Risks Compare

FEMA Declared Disasters in Missoula County and Montana

Flood

Severe Storm

Straight Line Winds

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$1,769	$21,228
Home Insurance	$86	$1,032
Property Taxes	$182	$2,184
Electricity	$151	$1,812
Total	$2,188	$26,256

Income You'd Need if You Spent...

30% on housingRecommended$87,520/yr

35% on housing$75,017/yr

40% on housing$65,640/yr

45% on housing$58,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%

12.3%

0%30.0%

Electricity Growth Rate10-year average: 1.3%

1.3%

0%15.0%

Property Taxes Growth Rate2-year average: 5.0%

5.0%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 59804$340

Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59804$374