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1410 S 4th St W, Missoula, MT, 59801

3beds
2baths
1,944sqft
$769,000
$396price/sqft
$4,732/moest. monthly cost
$189,280/yrincome needed

About This Home

Classic 1960s character meets a full-scale modern remodel in this centrally located Missoula home. Offering 3 bedrooms, 2 bathrooms, and nearly 2,000 square feet of finished living space, this property delivers both style and functionality in one of the city’s most connected neighborhoods. New Windows, gorgeous finishes, a metal roof, central Air Conditioning, underground sprinklers and and an available home inspection all combine to make this property a home run! Step inside to a thoughtfully designed main level featuring a warm, inviting living room with a gas fireplace that flows seamlessly into a spacious dining area—ideal for everyday living or entertaining. The fully remodeled kitchen is both beautiful and practical, complete with quartz countertops, stainless steel appliances, a pantry, and a large sink perfectly positioned to overlook the fenced backyard. Two generously sized bedrooms and a beautifully updated bathroom with a tiled shower and radiant floor heating complete the main level. One bedroom offers direct access to the backyard retreat, where a pergola-covered hot tub creates a private, year-round oasis. Downstairs, the fully finished basement expands your living space with a large second family room anchored by a custom gas fireplace, a third bedroom, a full bathroom with tiled tub, and an oversized laundry room with abundant storage. A mechanical room with more storage, an on-demand water heater and gas furnace complete the floor. Outside, the fenced yard is designed for both relaxation and entertaining, featuring a patio, underground sprinklers, and plenty of space to enjoy. The detached 2-car garage includes an additional storage area, plus extra parking with alley access—perfect for bikes, gear, and all things Montana. Located just moments from the Milwaukee Path, you’ll enjoy easy access to Good Food Store, the Clark Fork River, Downtown Missoula, and the University of Montana. This is a rare opportunity to own a fully updated home that doesn’t sacrifice character, space, or location. Make an appointment to see it today or come tour during the open house, Sunday, 4/12 12pm-2pm.

Getting Around

72
WalkingVery Walkable
40
TransitSome Transit
99
BikeBiker's Paradise

Schools

8/10
Paxson SchoolGrades PK-51.2 mi
7/10
Washington Middle SchoolGrades 6-81.3 mi
6/10
Hellgate High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1960

Materials

  • Foundation: Poured
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace,Open Floorplan
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 972

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,944 sqft

Property

Details

  • Parcel number: 04220021324040000
  • Zoning: Residential
  • Zoning description: U-R4
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Exterior features: Hot Tub/Spa,Rain Gutters,Storage
  • Has spa: Yes
  • Fencing: Back Yard,Chain Link,Front Yard,Other,Wood
  • Has view: Yes
  • View description: Mountain(s),Residential
  • Topography of land: Level

Lot

  • Lot size: 6,490 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Alley Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Earthquake
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance $196$2,352
Property Taxes $497$5,964
Electricity $151$1,812
Total$4,732$56,784

Income You'd Need if You Spent...

35% on housing$162,240/yr
40% on housing$141,960/yr
45% on housing$126,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 59801$229
Missoula County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 59801$309
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$769,000
2026-04-03Listing removed$795,000
2024-11-15Sold--
2024-10-03Price change$795,000
2024-09-19Price change$849,900
2024-09-04Price change$895,000
2024-07-08Listed for sale$925,000
2014-04-22Sold--
2013-10-24Listed for sale$215,000

For Sale by Agent

AgentMandy Snook
BrokerageMontana Home & Land Co., LLC

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