




4306 Gharrett St, Missoula, MT, 59803
About This Home
Montana Home with Spacious Basement & Nice Fenced Yard. Endless Potential! Welcome to 4306 Gharrett Street in Missoula! This property offers a wonderful opportunity for those looking to create their dream home with plenty of space and versatility. The home provides a solid foundation for personalization and updates. On the main level, you'll find a comfortable 3-bedroom, 2-bathroom layout, perfect for family living. The kitchen is ideal for gatherings and culinary adventures, with a sizable bonus room off the kitchen, great for a home office, craft space, or additional living space. The highlight is the fully separate basement suite with its own private entrance, featuring a cozy 1 bedroom, 1 bathroom, full kitchen, and living area. This space offers excellent potential for guests, rental income, or a private retreat. Situated on a spacious lot, the backyard is fully fenced, providing privacy and a safe play area for kids or pets. The well-maintained storage shed adds convenient outdoor storage for tools, gardening supplies, and hobbies. Bring your vision to life, with its spacious layout, private basement suite, and large yard, it's ready for its next chapter. Schedule a viewing today and explore the endless possibilities at 4306 Gharrett Street!
Getting Around
Schools
Construction
Condition
- Year built: 1959
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Board & Batten Siding,Metal Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Cooktop,Dishwasher,Microwave,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Main Level Primary,Wet Bar
- Finished area below ground: 1,092
Heating & Cooling
- Heating features: Baseboard,Ductless,Electric,Forced Air,Gas
- Cooling features: Ductless
Interior Area
- Total interior livable area: 2,325 sqft
Property
Details
- Parcel number: 04209306213170000
- Special condition: Standard
Features
- Stories: 1
- Patio & porch: Rear Porch,Covered
- Fencing: Back Yard,Chain Link
- Has view: Yes
- View description: Residential
Lot
- Lot size: 10,193 sqft
- Features: Back Yard,Front Yard,Landscaped,Level,Sprinklers In Ground
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Winter Weather
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,180 | $38,160 |
| Home Insurance | $160 | $1,920 |
| Property Taxes | $368 | $4,416 |
| Electricity | $159 | $1,915 |
| Total | $3,867 | $46,404 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Listed for sale | $629,000 |
| 2014-07-03 | Sold | -- |
| 2014-03-21 | Listed for sale | $230,000 |
