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1306 Toole Ave, Missoula, MT, 59802

2beds
1baths
1,075sqft
$450,000
$419price/sqft
$2,802/moest. monthly cost
$112,080/yrincome needed

About This Home

Step into timeless charm with this lovingly maintained 1930s home, family-owned since 1936. Generations of care and pride are evident throughout, creating a warm and welcoming space that feels like home the moment you arrive. Situated on two spacious lots, this 2-bed, 1-bath property offers both comfort and opportunity. Inside, you’ll find a cozy layout filled with character, natural light, and the kind of solid craftsmanship that makes older homes so special. Every corner reflects years of thoughtful upkeep, preserving the home’s original charm while providing a comfortable place to live. Outside, the extra lot space provides room to garden, play, expand, or simply enjoy the outdoors—perfect for families, pets, or anyone who appreciates a little extra breathing room. This home would make a wonderful opportunity for all that are looking for a place with history, heart, and room to grow. With its long legacy of care, this is more than just a house—it’s a home ready for its next chapter.

Getting Around

72
WalkingVery Walkable
47
TransitSome Transit
99
BikeBiker's Paradise

Schools

3/10
Lowell SchoolGrades PK-50.2 mi
5/10
Porter Middle SchoolGrades 6-82.4 mi
6/10
Hellgate High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 1,075 sqft

Property

Details

  • Parcel number: 04220016306040000
  • Zoning description: 6
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 7,797 sqft

Parking

  • Parking features: Additional Parking,Alley Access,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $134$1,608
Property Taxes $242$2,904
Electricity $151$1,812
Total$2,802$33,624

Income You'd Need if You Spent...

35% on housing$96,068/yr
40% on housing$84,060/yr
45% on housing$74,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 59802$218
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59802$326
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$450,000

For Sale by Agent

AgentAlec Bray
BrokerageBurke Orizotti Real Estate Inc

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