




46 Florida Street, Long Beach, NY, 11561
About This Home
Welcome to 46 Florida Street — a 2017 ground-up FEMA-compliant rebuild in the flourishing West End of Long Beach, where the morning surf check is a one-block walk and the lifestyle is everything you want in a beach community. Not a renovation or a lift, a true 2017 reconstruction — FEMA-compliant, raised, and engineered for the next generation of coastal living. From the ground up, everything is current: structural, mechanical, electrical, plumbing. Three sun-filled bedrooms, an efficient floorplan, central HVAC, and gas heat make for an effortless year-round home. The spacious 1-car garage plus private driveway is a true luxury on West End streets. Easily access the heart of the West End — the beloved and walkable downtown of Long Beach. Beech Street's restaurants, surf shops, and beach bars are minutes away. Walk a few houses down to access the stunning white sand beaches and the Atlantic Ocean. The LIRR makes Manhattan a fast train ride, and the Long Beach boardwalk — 2.2 miles of ocean-side promenade — is yours to walk or bike every morning. Add some piece of mind to your coastal living as 46 Florida was built to last. Here, you get the same beloved West End — same beach, same Long Beach community — but in a turnkey home built to the standards of the next half-century. Just a clean, modern, properly elevated home in the neighborhood everyone wants to live in. Whether you're looking for full-time beachside residence or a summer escape, 46 Florida is what you've been waiting for.
Getting Around
Schools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Other
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Oven,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Open Floorplan
- Attic: Partial
Heating & Cooling
- Heating features: Hot Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,089
- Total interior livable area: 1,089 sqft
Property
Details
- Parcel number: 1000581050000050
- Special condition: None
Lot
- Lot size: 1,800 sqft
Parking
- Total spaces: 3
- Parking features: Covered,Garage,Off Street,On Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $380 | $4,560 |
| Property Taxes | $1,361 | $16,332 |
| Electricity | $246 | $2,954 |
| Total | $6,790 | $81,480 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $949,999 |
| 2026-07-27 | Price change | $950,000 |
| 2026-07-22 | Price change | $960,000 |
| 2026-06-25 | Price change | $974,998 |
| 2026-06-04 | Price change | $974,999 |
| 2026-05-23 | Listed for sale | $975,000 |
| 2003-06-02 | Sold | $275,000 |
