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465 W Market Street, Long Beach, NY, 11561

4beds
4baths
2,412sqft
$1,160,000
$481price/sqft
$8,389/moest. monthly cost
$335,560/yrincome needed

About This Home

Lovely Two Story Bi-Level Home Located The Westholme, Bayside Area. Amazing Location, Center Of Town, Close to LIRR, Transportation, Restaurants, Schools, Shopping, Entertainment & The Beautiful Long Beach Boardwalk & Pristine Beaches. This Home Features An Entry Foyer, Open Fluid Layout With Living Room With Radiant Heat Throughout The Main Floor, Stone Fireplace, Kitchen With Granite & Butcher Block Countertops, Dining Room With Access To The Private Backyard, First Floor Bedroom, Full Bath & Powder Room & Laundry Room. Upper Level Features, Master Bedroom With Walk In Closet, Two Additional Bedrooms And Two Full Baths, Entrance To The Rooftop Deck. This Is A Unique Home On Beautiful Property. Updated Photos Attached!

Getting Around

63
WalkingSomewhat Walkable
33
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

5/10
Lindell Boulevard SchoolGrades PK-50.2 mi
5/10
Long Beach Middle SchoolGrades 6-85.3 mi
7/10

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,Entrance Foyer,Formal Dining,Granite Counters,Primary Bathroom,Walk-In Closet(s)
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,412
  • Total interior livable area: 2,412 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 1000590320000460
  • Special condition: None

Lot

  • Lot size: 6,000 sqft

Parking

  • Parking features: Attached,Driveway,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,865$70,380
Home Insurance *$464$5,568
Property Taxes $1,662$19,944
Electricity $398$4,783
Total$8,389$100,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$287,622/yr
40% on housing$251,670/yr
45% on housing$223,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 11561$571
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11561$522
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$1,025,000
2026-07-28Price change$1,160,000
2026-06-22Listed for sale$1,190,000
2024-09-12Listing removed$5,900
2024-09-12Price change$5,900
2024-08-26Listed for rent$7,000
2024-07-03Sold$960,000
2024-05-07Pending sale$990,000
2024-03-23Price change$990,000
2023-12-07Listed for sale$1,100,000
2011-08-04Listing removed$9,000
2011-06-18Listed for rent$9,000
2007-04-23Sold$639,000
1999-05-19Sold$212,000

For Sale by Agent

AgentNancy M. Johnston
BrokerageColdwell Banker American Homes

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