




121 W Chester Street, Long Beach, NY, 11561
About This Home
Welcome to this income-producing residential property in the heart of Long Beach. Calling all investors or end users looking for a prime investment opportunity or a home with income potential. Recently renovated, the first floor features approximately 1,234 SF and offers 3 bedrooms, 2 full bathrooms, a spacious kitchen, living room, and access to a fully finished basement of approximately 830 SF, providing additional living space. The second floor offers approximately 862 SF and includes 2 bedrooms, 2 bathrooms, and a private balcony. The third floor offers approximately 472 SF of additional finished space, providing flexibility for various uses. In total, the property offers approximately 3,397 SF including the basement and sits on a 6,000 SF (60 x 100) lot. The home also features a large backyard, garage, and a driveway with multiple parking spaces. Interior square footage breakdown: Basement: approximately 830 SF First Floor (3BR / 2BA): approximately 1,234 SF Second Floor: approximately 862 SF Third Floor: approximately 472 SF Conveniently located close to local shops, the LIRR train station, beach, and boardwalk, this property presents an excellent opportunity for both investors and owner-occupants
Getting Around
Schools
Construction
Condition
- Year built: 1920
Materials
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 4
- Full bathrooms: 4
Features
- First Floor Bedroom,Open Floorplan
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 3,398
- Total interior livable area: 3,398 sqft
Property
Details
- Parcel number: 1000590690000650
- Special condition: None
Lot
- Lot size: 6,000 sqft
Parking
- Total spaces: 5
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Winter Weather
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,062 | $72,744 |
| Home Insurance * | $480 | $5,760 |
| Property Taxes | $1,718 | $20,616 |
| Electricity | $561 | $6,738 |
| Total | $8,821 | $105,852 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $1,250,000 |
| 2025-04-17 | Listing removed | $3,800 |
| 2025-04-06 | Price change | $3,800 |
| 2025-03-28 | Listed for rent | $4,200 |
| 2024-08-20 | Listing removed | -- |
| 2024-06-16 | Price change | $3,600 |
| 2024-05-22 | Listed for rent | $3,800 |
| 2023-08-01 | Listing removed | -- |
| 2023-07-26 | Price change | $3,100 |
| 2023-07-17 | Price change | $3,300 |
| 2023-07-13 | Price change | $3,350 |
| 2023-05-25 | Listed for rent | $3,500 |
| 2023-05-15 | Listing removed | -- |
| 2023-05-04 | Listed for rent | $3,500 |
| 2021-04-01 | Listing removed | -- |
| 2021-01-01 | Pending sale | $525,000 |
| 2020-10-23 | Listed for sale | $525,000 |
| 2016-01-21 | Listing removed | $560,000 |
| 2015-10-23 | Listed for sale | $560,000 |
