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609 E Bay Drive, East Atlantic Beach, NY, 11561

3beds
3baths
2,520sqft
$2,699,999
$1,071price/sqft
$19,018/moest. monthly cost
$760,720/yrincome needed

About This Home

Boaters Paradise! Magnificent Corner Lot Direct Bay Front & Canal Location. Contemporary Home W/ 3 Bedrooms and 2.5 Baths. Expansive Bay front Views Throughout! Incredible Chefs Kitchen, Beautiful Formal Dining Room, Large Master Suite with Luxury Full Bath and Private Deck Stunning Bay Views throughout. Backyard is an Entertainers Dream with Large In Ground Heated Pool, Private Dock With boat lift on canal as to not block any views. Leased solar panels to help keep energy bills low! Come enjoy life On The Bay!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

7/10
East Elementary SchoolGrades K-50.3 mi
5/10
Long Beach Middle SchoolGrades 6-83.6 mi
7/10

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Water Heater,Solar Hot Water

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Primary Bathroom
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Property

Details

  • Parcel number: 1000591620001150
  • Attached to another structure: Yes
  • Special condition: None
  • Exclusions: Chandelier

Features

  • Levels: Two
  • On waterfront: Yes
  • Waterfront features: Bayfront,Bulkhead,Canal Front,Waterfront

Lot

  • Lot size: 4,880 sqft
  • Lot size dimensions: 40 x 120

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,652$163,824
Home Insurance *$1,081$12,972
Property Taxes $3,869$46,428
Electricity $416$4,997
Total$19,018$228,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$652,045/yr
40% on housing$570,540/yr
45% on housing$507,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,071This listing

vs Other Active Listings

Avg $/sqft

ZIP 11561$565
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11561$522
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$2,899,999
2024-11-22Listing removed$12,000
2024-09-19Listed for rent$12,000
2023-08-01Listing removed--
2023-07-06Price change$10,000
2023-06-01Listed for rent$12,000
2022-08-18Listing removed--
2021-08-17Listed for sale$2,100,000
2021-08-15Listing removed--
2020-08-14Listed for sale$2,100,000
2020-03-05Listing removed$6,500
2019-12-04Listed for rent$6,500
2019-07-16Listing removed$1,899,000
2019-01-14Listed for sale$1,899,000
2018-05-12Listing removed$10,000
2018-04-11Listed for rent$10,000
2012-11-16Listing removed$1,480,000
2012-06-26Listed for sale$1,480,000
2011-07-14Listing removed$1,625,000
2011-06-25Listed for sale$1,625,000
2005-08-12Sold$1,037,500

For Sale by Agent

AgentKevin Sime
BrokerageRealty Connect USA LLC

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