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545 E Olive Street, Long Beach, NY, 11561

4beds
4baths
3,200sqft
$1,950,000
$609price/sqft
$13,964/moest. monthly cost
$558,560/yrincome needed

About This Home

Your Dream Home - New Construction Offering 3 Levels, Elevator, Entry Foyer w/Additional Spare Room, 4 Bedrooms, 3.5 Baths, 3 Level of Decks, Living Room with Electric Fireplace & Deck, Dining Area, Chefs Kitchen with Stainless Steel Appliances & Quartz Countertop, Large Primary Bedroom Suite, Full Bath/Deck, Lots of Closets, Walk In Closet, Oak Floors Throughout, Utility Room, Gracious Size Bedrooms. Spiral Staircase to Rooftop Deck (27x24), Gas Hook up for BBQ, & Water Sprit, 2 Zone Central Air & Heat, Fire Sprinklers, 40 X 100, Yard, 1 Car Garage, Driveway, Fabulous Beachfront Community

Getting Around

71
WalkingVery Walkable
29
TransitSome Transit
61
BikeBikeable

Schools

8/10
East Elementary SchoolGrades PK-50.2 mi
5/10
Long Beach Middle SchoolGrades 6-83.7 mi
7/10

Construction

Condition

  • Year built: 2025

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Chefs Kitchen,Crown Molding,Double Vanity,Eat-in Kitchen,Elevator,Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Open Kitchen,Pantry,Primary Bathroom,Master Downstairs
  • Door features: ENERGY STAR Qualified Doors
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 3,200 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Third

Other

  • Level: Other

Property

Details

  • Parcel number: 1000591710000580
  • Special condition: None

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$781$9,372
Property Taxes $2,795$33,540
Electricity $528$6,345
Total$13,964$167,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$478,765/yr
40% on housing$418,920/yr
45% on housing$372,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$609This listing

vs Other Active Listings

Avg $/sqft

ZIP 11561$570
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11561$522
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-19Listed for sale$1,950,000
2019-04-01Listing removed$2,200
2019-01-25Listed for rent$2,200
2019-01-22Sold$725,000
2018-09-18Listed for sale$769,000
2014-04-08Listing removed$1,700
2014-01-07Listed for rent$1,700
2013-06-16Listing removed$3,250
2013-04-11Price change$3,250
2013-02-21Listed for rent$1,700
2011-03-02Listing removed$3,000
2011-02-07Listed for rent$3,000
2008-11-06Sold$615,000

For Sale by Agent

AgentSusan E. Solomon
BrokerageBERKSHIRE HATHAWAY

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