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10 Kirkwood Street, Long Beach, NY, 11561

5beds
5baths
4,550sqft
$1,990,000
$437price/sqft
$14,462/moest. monthly cost
$578,480/yrincome needed

About This Home

Welcome to this exceptional FEMA-compliant new construction residence, thoughtfully designed for today's coastal lifestyle. Offering 5 spacious bedrooms, 4 full baths, and a powder room, this beautifully crafted home features a reverse-living floor plan that maximizes natural light, privacy, and the opportunity to enjoy the surrounding coastal setting. The main living level showcases an expansive open-concept layout with a stunning center-island kitchen, generous dining area, and oversized living room, creating the perfect space for entertaining and everyday living. The private primary suite occupies the upper level and features dual walk-in closets and a luxurious en-suite bath. The bedroom level offers four additional bedrooms, multiple full baths, a spacious den/family room, and a dedicated laundry room for added convenience. An elevator services all living levels, while the attached garage and attic storage provide exceptional functionality. Built to current FEMA standards, this elevated home offers peace of mind, modern construction, and the benefits of enhanced flood resiliency. Designed with both comfort and practicality in mind, it delivers the perfect balance of luxury and low-maintenance coastal living. Ideally situated in one of Long Beach's most desirable neighborhoods, residents enjoy close proximity to pristine beaches, the iconic boardwalk, local restaurants, boutique shopping, parks, and recreational amenities. Commuters will appreciate convenient access to Manhattan via the LIRR, while beach lovers can embrace the year-round lifestyle that makes Long Beach known as the City by the Sea. A rare opportunity to own a brand-new, elevator-equipped, FEMA-compliant coastal home offering space, style, and modern construction in an outstanding Long Beach location.

Getting Around

66
WalkingSomewhat Walkable
21
TransitMinimal Transit
58
BikeBikeable

Schools

8/10
East Elementary SchoolGrades PK-50.2 mi
5/10
Long Beach Middle SchoolGrades 6-83.4 mi
7/10

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Modern
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Elevator,High Ceilings,Kitchen Island
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,550
  • Total interior livable area: 4,550 sqft

Other

  • Level: Lower

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 1000592230000210
  • Special condition: None

Lot

  • Lot size: 4,560 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,062$120,744
Home Insurance *$797$9,564
Property Taxes $2,852$34,224
Electricity $751$9,023
Total$14,462$173,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$495,840/yr
40% on housing$433,860/yr
45% on housing$385,653/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 11561$572
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11561$522
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$1,990,000
2026-01-23Sold$610,000
2025-11-01Pending sale$625,000
2025-10-10Listed for sale$625,000

For Sale by Agent

AgentLeah E. Rosensweig Tozer CBR
BrokerageDaniel Gale Sothebys Intl Rlty

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