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99 Virginia Avenue, Long Beach, NY, 11561

3beds
2baths
940sqft
$739,000
$786price/sqft
$5,337/moest. monthly cost
$213,480/yrincome needed

About This Home

2 Story Raised Ranch Located in the Heart of the West End of Long Beach! This Home Offers 2 Bedrooms with the Potential to Easily Convert Back to 3 Bedrooms, The Home Features a Spacious Living Room, Eat-In-Kitchen, Dining Area, 2 Bedrooms, Full Bath, Fully Finished Basement With Full Bath, Enjoy Relaxing on the Inviting Front Porch with Bay Views, Ideally Situated Close to the Beach and Boardwalk as well as Convenient Shopping, Restaurants, and Transportation, Full Basement, Utility Room, Storage, Full Bath, Wide Block in the West End, This Home Offer Comfort, Convenience, and the Best of Long Island.

Getting Around

79
WalkingVery Walkable
22
TransitMinimal Transit
53
BikeBikeable

Schools

7/10
West Elementary SchoolGrades PK-50.2 mi
5/10
Long Beach Middle SchoolGrades 6-86.1 mi
7/10

Construction

Condition

  • Year built: 1923

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Attic: Full

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: None

Interior Area

  • Total structure area: 940
  • Total interior livable area: 940 sqft

Other

  • Level: First

Other

  • Level: Lower

Property

Details

  • Parcel number: 1000592330000300
  • Special condition: None

Features

  • Levels: Two

Lot

  • Lot size: 1,800 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,736$44,832
Home Insurance *$296$3,552
Property Taxes $1,059$12,708
Electricity $246$2,954
Total$5,337$64,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,982/yr
40% on housing$160,110/yr
45% on housing$142,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$786This listing

vs Other Active Listings

Avg $/sqft

ZIP 11561$571
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11561$522
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$765,000
2026-03-11Listed for sale$799,000
2015-06-18Listing removed$395,000
2015-02-21Listed for sale$395,000

For Sale by Agent

AgentPamela M. Nardone
BrokerageRE/MAX Beach West

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