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3727 Oceanside Road E, Oceanside, NY, 11572

4beds
3baths
1,898sqft
$879,000
$463price/sqft
$6,355/moest. monthly cost
$254,200/yrincome needed

About This Home

Waterfront high ranch offering 4 bedrooms and 2 full baths, set on a desirable water-facing property with endless potential. This home features a spacious and functional layout with hardwood floors throughout and full central air, providing year-round comfort. The kitchen is equipped with a premium Viking stove and flows seamlessly into the dining area, making it ideal for everyday living and entertaining. Generous living space throughout offers flexibility for a variety of needs. Additional highlights include a gas line for BBQ, a 2-car garage with its own heating zone, and a whole-house generator for added convenience and peace of mind. Enjoy true waterfront living with direct access, featuring a brand-new upgraded vinyl bulkhead spanning the entire property, along with a boat lift and floating dock—perfect for boating, relaxing, and taking in the beautiful water views. A wonderful opportunity to add your personal touch while enjoying all the benefits of this sought-after waterfront setting.

Getting Around

35
WalkingCar-Dependent
27
TransitSome Transit
38
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Other
  • Flooring: Hardwood
  • Attic: Crawl

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,898
  • Total interior livable area: 1,898 sqft

Property

Details

  • Parcel number: 2089600710000860
  • Special condition: None

Features

  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Canal Access,Canal Front,Water Access,Waterfront

Lot

  • Lot size: 4,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$339$4,068
Property Taxes $1,259$15,108
Electricity $313$3,763
Total$6,355$76,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,885/yr
40% on housing$190,650/yr
45% on housing$169,466/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$463This listing

vs Other Active Listings

Avg $/sqft

ZIP 11572$413
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11572$466
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$899,000
1993-04-29Sold$250,000

For Sale by Agent

AgentDenise L. Azzato ABR SFR
BrokerageColdwell Banker American Homes

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