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3495 Loraine Dr, Missoula, MT, 59803

8beds
10baths
12,735sqft
$4,398,000
$345price/sqft
$29,179/moest. monthly cost
$1,167,160/yrincome needed

About This Home

Best views you will see of Missoula and Bitterroot valleys. County lot and borders city limits. No HOA or COV/RES on 10.73 acres. 12,000 sq ft brick estate on exquisite grounds. Roman pool and pool house, waterfall, exterior 1600 sq ft brick/motorhome building. Exterior 1200 sq ft brick detached 2 car garage. three-car attached garage. New roof May 2022. House is finished by published artists. 5 full 3 3/4 2 1/2 bathrooms 8 bedrooms; main floor master for dual careers: 2 bathrooms, 2 office rooms, 2 walk-in closets, sitting room, bar, and w/d. Custom marble, hardwood, tile floors, counters, and draperies. Walkout daylight basement, theater room, 4 laundry rooms, soaring 30 ft glass art ceiling in the entryway. Custom wooden doors, brass hardware, and baseboards. Imported marble fireplaces, and permanent lighting throughout. Please see house description for more details. This property is truly one of a kind!

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
8
BikeSomewhat Bikeable

Schools

5/10
Chief Charlo SchoolGrades PK-51.4 mi
6/10
7/10
Sentinel High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Batts Insulation,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher
  • Laundry features: Common Area,Washer Hookup,Electric Dryer Hookup,Inside,In Basement,Laundry Closet,Main Level,Lower Level,Laundry Room,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Finished,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 10
  • Full bathrooms: 5
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Beamed Ceilings,Central Vacuum,Wet Bar
  • Window features: Blinds,Bay Window(s),Double Pane Windows,Drapes,Display Window(s)
  • Flooring: Carpet,Marble,Wood
  • Number of fireplaces: 4
  • Fireplace features: Basement,Bedroom,Den,Double Sided
  • Fireplace: Yes
  • Finished area below ground: 5,246

Heating & Cooling

  • Heating features: Forced Air,Gas,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 12,735 sqft

Property

Details

  • Parcel number: 04209318207010000
  • Zoning: Residential
  • Zoning description: COUNTY
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 2
  • Entry location: Side of House
  • Private pool: Yes
  • Pool features: Above Ground,Filtered,Gas Heat,Heated,In Ground,Outdoor Pool,Pool Cover,Salt Water,Waterfall
  • Patio & porch: Covered,Deck,Patio,Wrap Around,Balcony
  • Exterior features: Balcony,Breezeway,Fire Pit,Hot Tub/Spa
  • Has spa: Yes
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: City,Meadow,Mountain(s),Residential,Valley
  • Topography of land: Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 10.73 Acres

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Boat,Circular Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Wildfire
Winter Weather
Avalanche
Landslide
Lightning

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,238$266,856
Home Insurance $1,122$13,464
Property Taxes $4,945$59,340
Electricity $874$10,493
Total$29,179$350,148

Income You'd Need if You Spent...

35% on housing$1,000,422/yr
40% on housing$875,370/yr
45% on housing$778,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 59803$295
Missoula County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 59803$259
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-03-29Listed for sale$4,398,000
2023-08-31Listing removed--
2023-07-13Listed for sale$4,999,000
2023-07-06Listing removed--
2023-06-23Price change$4,999,000
2023-06-16Listed for sale$5,599,000
2020-12-09Listing removed$2,999,000
2020-05-08Listed for sale$2,999,000
2019-04-03Listing removed$2,999,000
2018-11-30Price change$2,999,000
2018-08-13Listed for sale$3,380,000

For Sale by Agent

AgentErik Ogren
BrokerageErik Ogren LLC

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